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HDFC bank has sent a survey about Diners experience after I survived 3 years with Diners acceptance. Primary target is ICICI, Axis and Amex and Rupay, Discover, Visa and MC in networks for comparison and benchmarking in all aspects of spends and offers. It took almost 30 mins to finish. Don't...

Yes, looks like we can get it at a discount post listing. I will give it a miss.

My wife is facing the same issue for a month. Now Jan to March milestone is fixed and she is able to avail the voucher. However annual milestone count is not fixed. It is struck at some value. Hope it gets fixed soon. HDFC customer care is still mailing that she has not done the spends 🤦

Yes, in cover letter add a valid reason and request long term visa. If they think it is low risk, they will issue. First time, I see they are giving 1 year. I got it recently along with my minor son for 1 year. Last year I didn't applied or travelled. My wife last year got 1 year. She didn't...

Any view on the upcoming Ather IPO?

If I were there, I will do it. I don't give business if I can't get the service I expect. Explain the closure reason about mis selling with proper complaint to the regional office and do it.

It is ridiculous. Take a stand that you will close the relationship if you don't see the card in 7 days to the Branch manager. It should work.

That's good news. For Chennai to Bangalore flight ticket itself is 3K, so felt 400 INR convenience fee is too high. 118 is okay even if there are no card offers. Thanks, I never knew I can book flight tickets in IRCTC.

Air India for sometime was offering 0 convenience fee in their mobile app. Now they levy 399 as convenience for direct bookings.

Bitcoin or barter system if you don't want to use modern fiat money.

Not sure, need to check with my wife as she has booked it. I will check and let you know

I don't think so as Emirates always shows the fare in INR if booked from India and it is just like booking an Air India or Indigo flight. So my guess is Emirates have a local entity. Another thing is Emirates earlier doesn't accept Diners in India but it accepts in USA. Don't know whether it got...

we booked Emirates flight tickets last month with HDFC Regalia credit card and no DCC was charged.

There is a huge number of small businesses who still rely on cheques. Unless they have overdraft account with good value, it is very tough to do money transfer without impacting cash flow.

Yes, agreed but only if customer has amended the T&C to add this clause and got it signed by the other party.

I think only you cannot overpay but refunds from merchants should work. This is how credit card system is designed. I believe you can withdraw the excess to your bank account or spend further in subsequent months.

In the early days, even when opening a bank account, cheque book will be issued only accounts of good standing after some time or with higher balance. This is by PSU banks to prevent misuse of cheque. Essentially cheque is like a letter of credit used by businesses. There has been lot of cheque...

I always take Tata cliq and bookmyshow

Today message received that 15K bonus points are credited.

Possibly 4% as there is mark up of almost 2% during buying. Banks make their money by arbitrage.