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  1. thekirang

    Optimizing My Banking Setup

    Yeah, and deducts other charges also na.. and it's credit card is also not much of use. So maintaining that doesn't make any sense from my point of view
  2. thekirang

    Optimizing My Banking Setup

    MAB 1K, and not using that now.
  3. thekirang

    Optimizing My Banking Setup

    Yeah, but it's very rare that mainstream and core banks failed. Yes bank is the only bank that suffered. But these 3 bank doest provide that much benefit as in competition bank provides with minimal or no risk
  4. thekirang

    Optimizing My Banking Setup

    I started this from slice account. I missed this point due to lack of knowledge. Thanks for informing. I will consider to re-open if no option left.
  5. thekirang

    Optimizing My Banking Setup

    I have tata neu plus rupay card for upi transaction. But not all merchant accepts payment from rupay cc, so bank account is must for upi
  6. thekirang

    Optimizing My Banking Setup

    your suggestion will be helpful and will help me decide better
  7. thekirang

    Optimizing My Banking Setup

    Hi everyone, I’m planning to optimize my bank accounts and would appreciate your suggestions. I currently have the following accounts: 1. HDFC Basic – No MAB requirement, Platinum Debit Card *(salary not credited since 2023)* 2. HDFC Basic – ₹2.5K quarterly MAB, Millennia Debit Card 3. SBI...
  8. thekirang

    Need SC credit card based on salary or card to card basis.

    -Applied in 16th, -Today Agent called me at 12.30pm , sent ekyc then vkyc link so I completed it. -at 3pm got last 4 digit card number 🎉
  9. thekirang

    Revaluation Scapia Federal Credit card limit increase

    initially when approved last year, i got limit of 5 lakhs. but after then they reduced my limit to 20k only. how can i increase limit again ?
  10. thekirang

    Need SC credit card based on salary or card to card basis.

    A Actually my aadhar address is non serviceable, and current address is serviceable. so I gave current and permanent address as Same. I don't have proof of current address, as it's rented one. Does it create problems ?
  11. thekirang

    Need SC credit card based on salary or card to card basis.

    -I applied on April 16th. -No documents asked and uploaded, Only personal (aadhaar, pan, driving lic. Detail shared) and current and permanent address, job details asked. -cibil score and report checked by scb - approved in principal and Got email for application id -no vkyc , even not...
  12. thekirang

    Offer Fulfilled! Fastest Way to Get a Federal Bank Core Credit Card – No Verification, VKYC, or Pre-Approved Offers Needed!

    i own scapia card, and now i am applying for federal celesta credit card (for online shopping purpose). but i am facing this error while applying
  13. thekirang

    IndusInd Select Account and Legend Credit Card Linking

    Can I open indus select account online?
  14. thekirang

    IndusInd Bank Select Account with Legend Credit Card

    Can I open Indus select account online ?
  15. thekirang

    IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

    ●on 13th, Applied for indusind legend. No Documents asked. only current and office address with job details asked. Vkyc instantly completed pan card photo taken during vkyc. ●on 14th, Ambekar Jayanti (bank holiday) ●On 15th, contacted customer care and they confirmed, its Approved 🤩 Note...
  16. thekirang

    IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

    My indusind legend card is approved, applied on 13th, and just confirmed with customer care.
  17. thekirang

    Offer Fulfilled! Fastest Way to Get a Federal Bank Core Credit Card – No Verification, VKYC, or Pre-Approved Offers Needed!

    can i close scapia and apply for federal bank core credit card ? my usage will be online shopping and card discounts..
  18. thekirang

    IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

    I jusr tried through banksathi only, that app redirects me. Problem is that after completion of vkyc i didn't received any mail or sms for submission of application and it's application number. Just cibil enquiry msg. (Only office details and current residential address submitted during application)
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