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Go with HSBC and HDFC Bank Avoid IDFC their product knowledge and support is very pathetic Axis the less said is better about the support

Congratulations and share your bm or branch details on DM. Thank you.

Seems to be exceptional service by HSBC, Which branch of HSBC India?

Hi, did you got premier credit card with joining fee or NIL. I know annuL fee is N.A until you are premier, so wanted to know about the Joining fees Part, thanks

Some have reported to receive as free joining on negotiation while account open.

Was it zero joining fees or with joining fees but waived for certain period, if I remember correctly it was waived in last quarter 2023.

Ok noted, my company don't have any tie up. Will wait for similar offer this year as well (if any) to get the CC from HSBC.

I am from Mumbai, the trick is to look for long term, show them the north star that you may take other things in future as well, most of the time they would not like to leave a HNI prospect for few thousand.

For RM, I would simply visit couple of branches and see how they talk, request them that you have x amount as salary just shy of 30k from eligibility and request meeting with Branch Head and request need waiver of eligibility to open imperia 1/3 branches may accept your request and give you time...

Based on my experience for many years, I would recommend HDFC imperia - as it has most products that you will look for including Infinia and possibly Infinity, and they have good balance sheet and stable and you will get infinia in some time if you keep requesting (I paid fees for 2 years, 3rd...

Yes I know this about the annual fees, only not clear is joining fees, some people reported as free but my RM is offering as free joining fees.

Yes looking forward to see the premier credit card with or without joining fees.

So you open premier without 40L TRV and currently its zero balance but you planning to keep TRV of 40L in fururw or via 3L salary credit? Which route you took it was not clear hence asking to my knowledge one need to meet the eligibility then they upgrade the account to Premier. Please clarify...

Do you have HSBC premier credit card? If yes, is it with or without joining fees?

HDFC infinia Indusind Pioneer May not be linked to Salary but good HNI program to take a look

Does anyone received HSBC premier credit card (India version) without Joining fee in last 4-5 month? It as some good benefits but they are asking for joining fees.

They don't support IMPS for all personal customers including premier accounts as well.

Infact, we can't reset debit card pin, cant order check book etc, it has very very basic mobile banking feature. I have both HDFC imperia and HSBC premier would go with Imperia anyway.

Also premier cards requires joining fees of 12k but annual fees are waived if you are part of premier relationship else charged 20k per annum, so kindly check in detail with relevant branch before proceeding.

Note that couple of downside with HSBC may not be big case to case; 1)Premier CC has joining fees (if anyone recently waived off, do let know here) 2) Hsbc doesn't have IMPS (not a deal breaker but get to know later after opening the account, so best bet is UPI for instant transfer or neft)