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  1. gurbina

    Accor Account hacked and 129393 Reward points used

    Needless to say, if you used the same password from Accor elsewhere... CHANGE IT. Even if you used a different email, they know your personal details which can be used to find other accounts even if they have a different email or username!
  2. gurbina

    Accor Account hacked and 129393 Reward points used

    Yes. A simple alphanumeric password can easily be cracked even when hashed. Even with symbols, any password short enough can be cracked quickly with nowadays computing power. Well, you can also export the data if you wanna use it elsewhere or to another password manager. Theirs work literally...
  3. gurbina

    Accor Account hacked and 129393 Reward points used

    People like to reuse their passwords. So what happens is some of your personal details, including email and password have been leaked by a website. It could be new that nobody knows or a website that even went out of service many years ago. Now they will try to use that email and password...
  4. gurbina

    Best way to open a Foreign Bank Account from India

    If you're genuinely interested and you are eligible ring them up and ask. Banks in the US aren't obligated to only accept SSN/ITIN for opening a bank account, but it is at their sole their discretion. Some branches will let you, some won't. If you don't have these IDs you'll most likely be...
  5. gurbina

    Best way to open a Foreign Bank Account from India

    HSBC Premier only facilitates opening the bank accounts remotely, where they're permitted to do so. But if you show up in person to the bank branch in any jurisdiction where you meet the criteria to be able to open bank account, you can do so. Some will let you open one online if you register...
  6. gurbina

    Marriot Account Hacked , Pointes stolen.

    There's really trashy members in this community. As for Marriot you're stuck. These cases are rampant, if they had access to your account means they could have changed your email, security questions and so on... Get a PIN lock if you retain your account, that should make sure it doesn't happen...
  7. gurbina

    Best way to open a Foreign Bank Account from India

    Few things, doesn't matter whether you have HSBC Premier or not. 1. Banks have to abide by local regulations, that will exclude you from having a bank account in many jurisdictions unless you have the paperwork (long term visa, tax registration, tax residency certificate, etc). HSBC can't open...
  8. gurbina

    Best use of amex MR besides marriott?

    Sadly most of these 18k-20k charges to London is mostly passenger and airport service related fees. I'd fly to other destinations nearby or perhaps enter or exit via another country to save a few thousand.
  9. gurbina

    Legit questions by a tax payer, but our Nirmala Tai has no reply

    Yeah, that has always been my criticism specially with the blanket approaches of this government. No matter what they do, they'll make hundreds of millions of people pissed off. But this is partly fault due to a broken and retarded government, because I can't find a more appropriate word to...
  10. gurbina

    Legit questions by a tax payer, but our Nirmala Tai has no reply

    There's two kinds of democracies: 1. India 2. The rest of the world It's almost like we have a different kind of measurement, and if not, the government makes it up! One of the biggest jokes around the world is calling India the mother of bureocracy but this government truly believes that...
  11. gurbina

    Legit questions by a tax payer, but our Nirmala Tai has no reply

    The people clapping and laughing are the perfect representation of people in this country. Everyone works hard and people are the one taking many risks. For what? Just so you can hand over a HUGE chunk of your revenue and salary to receive what in return? Nothing! It hurts giving so much money...
  12. gurbina

    Club Vistara Air India Integration Announced

    You can put lipstick on a pig, it's still a pig. Right now Air India and Axis are both duds. They're the perfect match, both keep changing their mind and screwing up their customers. There's greener grass elsewhere, you can book Air India at better rates in domestic through many of their...
  13. gurbina

    Club Vistara Air India Integration Announced

    ...which resulted in over 100+ cancelled flights, many got fired and but not long after they ended up getting reinstated. You can imagine the s*** show that is going on in Air India. And I haven't seen much of an improvement in the airline other than the equipment and branding is finally...
  14. gurbina

    Club Vistara Air India Integration Announced

    Yeah, you have no choice... unless:
  15. gurbina

    Club Vistara Air India Integration Announced

    There goes the best loyalty airline program in India and back with one of the worst ones. They didn't really kept their word when it came to their loyalty program or merging until certain criteria was met. Air India still sucks, it is in the diapers phase of the merger and rebrand. You can't...
  16. gurbina

    Harrassing scammers is my part time job

    In this case this is the correct course of action for financial cases like this. Froze all the concerned financial instruments involved in the scheme. The whole point is to stop the money flowing to have a chance of recovering or seizing it. The guilty until proven innocent might not be best...
  17. gurbina

    Harrassing scammers is my part time job

    If you receive a million dollars doesn't make it yours. You are obliged to report such transactions, whether that's UPI (they have a report feature) or straight to your bank account which is very unlikely to happen as these cases mostly happen via UPI. Try checking any payment you have...
  18. gurbina

    AIS for FY23-24

    The yearly heart attack... Even if you do not do anything wrong, now you'll be having nightmares of the tax man knocking on your door!
  19. gurbina

    Harrassing scammers is my part time job

    It blows my mind, this has been mentioned countless times but seems it will never change. It's like moths to lights... Please use your brain, don't be a victim of yourself. This isn't the scammer's fault, this one is solely on the people who antagonize them or try be jugaad and get some...
  20. gurbina

    Harrassing scammers is my part time job

    As fun as it can be, it's an extremely stupid idea. Their number is disposable, I hope yours is too because they can still let hell loose with just your phone number if they wanted to. Also getting money from them is just pulling you into trouble. Plenty of people have gotten their bank...
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