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Completely free. Already tried and tested.

Just requested for a replacement asking them to retain old card details. They never charge for card replacement. I have done it in the past. I think at most card cvv changes. I have asked them to replace as it's damaged that's it. No one cares beyond that. I also asked them to send the new card...

Damn this looks classy. Mrcc design used to look so bloody stupid. I think all this while amex team had taken customers for granted based on their subpar deisgn and aesthetic.

So if I buy 1000rs amazon voucher using Smart Earn which is a 5x partner of amazon if the card is used directly on amazon VS Using the Smart Earn card to buy 1000 voucher on gyftr which gives 2x. Am I right to assume that in this particular case Smart Earn is best used when used directly on...

The metallic luggage tags look sexy though!

G Great pics and detailed review though! Thanks :)

Yes. For 1 transaction couple months back on my Smart Earn cc, I somehow got 10x points via Swiggy. I dont remember that spend was for Instamart/Dineout/Food order. But after that I didnt get 10x for swiggy on any transaction. Hence I argued with Amex support and they were clueless about how I...

Its extrenely confusing when amex support themselves don't k ow which is a 5x partner and which is a 10x partner. On 1 URL it's mentioned 5x and another one mentions 10x. Same with swiggy and Zomato also as their partners. I hv got 10x on Swiggy somehow and after that amex always refuses that it...

Amazon isn't 10x partner with amex smart earn. I have had multiple heated discussions with AMEX for the same. They have misinformed customers about this 5x and 10x partners as they have multiple URLs and somewhere its mentioned 5x and somewhere 10x. But ultimately I get 5x only.

It's working. I just checked. Just that they capped the discount to 50rs instead of 100.

Umm, already doing that. Plus this post is above and beyond all the investments we do. This strategy is not like a main course. It's just like peanuts on the sides. 😅

Yes but how is the current money rotation dealt with when it comes under taxation. Also you are right if someone madly exploits this for roasting absurd amount of money which their finances/salary don't justify, it's plain stupidity 😅

6 600 is the worst case redemption. People who go for MR to marriott bonvoy, they will get 4x or maybe even more. So its upto you! Also this whole rotation takes mere 15 mins of my time once a month. Already have 3 mobikwik accounts in the family.

Actually I checked multiple times and I was getting 100 instead of 75! I know some people get 75 but I am getting 100

Please explain this. And yes, I wanted some insights from a tax perspective too. From what I have gathered through my CA friends, mere 20k rotation monthly is like insignificant for a person earning a lakh or more and whose finances and taxes are all legitimate, no unnecessary spends. I am sure...

Yeah, already invested substantial amount of my salary towards MF, Stocks. This is just for reaping rewards for the sake of earning some rewards/retaining the card!

...(Cost = 14.75) Transaction 3: 1500 (Cost = 14.75) Transaction 4: 15500 (Cost = 457.25-50(via CENTURY code)=407.25) Total: Rs.20000 (Cost = 14.75*3 + 407.25 =451.5) Withdrawal: Withdrawal from Mobikwik Wallet to savings account is free and no charges applicable :) Amex MR: Rs.1500*4 Bonus...

https://www.gyftr.com/amexrewardmultiplier/offers So can we directly purchase the vouchers from here and still be entitled to the rewards multiplier or to reach this website, it has to be mandatorily routed through amex website to make it eligible for rewards like inn case of buying through...

What exactly is the diff between APay and Amazon shopping voucher?

So how exactly does this reward multiplier work? If I buy amazon shop/amazon pay GV from amex gyftr portal, will I get 2x rewards?