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  1. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    Yes, Classic variant is 10k MAB. AFAIK, you can't open it online but you can get in touch with your nearest branch and they may come over to your home for account opening.
  2. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    Check schedule of charges document, Power variant clearly seems to be RuPay Select considering high issuance fee of Rs. 500 + GST. Another confirmation is from FAQs, it mentions health checkup, spa, gym, golf benefit on it, so, it has to RuPay Select only. AMB/MAB as of now is Rs. 10k, that's...
  3. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    haha, only one more apart from here and you've already commented there :rolleyes:
  4. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    For the sake of trying, I tried applying over WhatsApp banking and it asked for OTP but not for the variant, so, didn't proceed ahead beyond that point.
  5. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    Ah! Okay, I searched the whole forum and thought it's a recent development. Anyway, at least someone could benefit from this post.
  6. sahil1033

    Unity Small Finance Bank - RuPay Classic, Platinum & Select Debit Card details silently updated on their website

    I was searching for RuPay Select DC as my bob RuPay Select DC is FYF with Super Savings A/C, so, I'm thinking of hotlisting the existing DC, changing the A/C type to Professional Savings A/C and getting a fresh DC to enjoy FYF RuPay Select DC for another year and during this research, suddenly...
  7. sahil1033

    Bank of Baroda digging it's own grave

    It's pure criminal from BoB then ... what if someone doesn't want to maintain required balance in case of Lite Savings A/C and for that very reason doesn't even opts for physical DC as it will be paid ... for such scenario, not letting generate virtual DC is evil. On top of it, no mention of...
  8. sahil1033

    Bank of Baroda digging it's own grave

    @doraemon I'm in the same boat, I opened my mother's Lite Savings A/C but now I just can't generate virtual DC at all. Although, I have a query, can we try hotlisting physical DC and maybe then it shall allow generating virtual DC. This can be done if there's NIL charge for hotlisting and...
  9. sahil1033

    Bad news for SBI Cashback card Travel spend Reported MCC 4112 (no cashback on this MCC)

    Will I get 5% cashback if I book directly from Indigo's website?
  10. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    HDFC Bank is asking for proofs for transaction dispute, what to show when there's no trace of the transaction and I didn't even take the transaction failed screenshot. I'm feeling I literally need to start screen recording anything new at least.
  11. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    lucky you, in my case HDFC Bank is asking for all sorts of proofs and I've NONE
  12. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I've kept Rs. 10 lakhs, 3 lakhs MAB is what the guy from bank mentioned in order to stay within the Wealth banking or else will be downgraded as soon as I'm upgraded, I'll surely offload all the money ... I hope IDFC First Bank doesn't downgrades from Wealth to regular banking
  13. sahil1033

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    Things are getting out of hand now. I still haven't received the refund of Rs. 1,000 done via HDFC Bank debit card. I even wrote an email to support.bbps@sbi.co.in but there has been no response yet. Raised transaction dispute with HDFC Bank and they replied today with the response that...
  14. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I called IDFC First Bank's customer care and asked them to arrange a call back from branch manager or someone from the branch. Got a call in a few days, asked the person to upgrade to Wealth banking. He told me I need to maintain 3 lakhs MAB and shared the consent SMS which I accepted. Waiting...
  15. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    Boring Road, Patna is the home branch
  16. sahil1033

    IDFC First Wealth Account eligibility requirement and benefits

    I funded Rs. 10L to my IDFC First Bank savings account 2-3 days ago, there's no RM assigned to me. Should I wait for 1-3 months to get the update to Wealth triggered or do something from my end as well?
  17. sahil1033

    Which is your First Credit Card of 2024

    Kotak League RuPay (LTF)
  18. sahil1033

    [Query] Paytm Wallet to Bank Account Transfer - Safe (Monthly) Limit ?

    my interpretation is, first you need to pay CC bill of Rs. 15k or more using WALLET350 promo code ... then you'll get a promo code I guess, using which you'll get 1.8% cashback in fuel wallet upto Rs. 350 when you add money to Paytm wallet via credit card super bullshit offer 🤮
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