Same,
approved in principle,
Done Ekyc,
vkyc link also received on mail.
but NO OTP or call received from cc .
agent is instructing me not to do vkyc before receiving of OTP...
What to do now??
I found OD details in CIBIL Report,
My PMJDY dc is chargeable from 2nd yr onwards,
In my case, I upgraded from pmjdy to normal account (mab 1k).
OD was by default with pmjdy acc. to close OD I upgrade acc. But OD is still showing active. Now I am going to close upgraded account also
I don't have any standard chartered card,
& don't know much about their current offers ^ benefits,,
Please suggest me the card to go for.. smart or platinum?
Note: I expect LTF
Purpose to apply this federal bank scapia card was getting "discount in sales" ,,
I read somewhere that this card isn't applicable for federal bank discount. Is it right ?
SBI reported my Saving account data, deposits of 60Lakhs and withdrawal of 13lakhs.. it was just credit card money.... is it cause of concern? do I crossed threshold limit ?
•SS not from app.There was only paid pre-approved kotak indigo card in app...
•bank employee inform me about pre-approved zen card and sent the link to proceed. during process I clicked ss
•NO Enquiry and CIBIL/Experian HIT in my case.. I just downloaded latest cibil and Experian today..
I also have 4months old acc.
day before yesterday i got a call for pre-approved kotak zen signature LTF, she said proceed only if you see joining and annual charges 0-0 and take screenshot of that. I agreed and proceed. card approved withing 24hrs.
...Like saving account and credit card to choose..
And currently what offers are running by bank..
and what to do first,, card or account?
*I applied some shared/discussed tricks on technofino forum to kotak, shared in this forum to get kotak cc ltf. Got pre-approved zen signature ltf.*...