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  1. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    Everything is at an all time high right now ! What are you buying now ?
  2. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    Today bought a 2gram coin with AU friday discount and then 1gran coin with ICICI. Reward confirmation email received first time for the 2gram case but yet to receive for the 1gram case.
  3. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    Hi again, just another query came to my mind, how can we be sure everytime Ajio will use apparel MCC ? If they don't, then it's a challenge.
  4. krishc

    HSBC Cashback Credit Card Review

    shows both for me although I don't use their mobile app
  5. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    the first 1000 discount is instant I assume ? the other ones are cashback features?
  6. krishc

    AU LIT Customizable Features

    Recently got AU LIT. Last night, I activated 5% cashback and then did a transaction, but transaction is still not showing in feature tracker (i.e. still showing 0/7500 ). How long does it take normally?
  7. krishc

    Applied Airtel Axis from Axis Mobile app and got approved

    I applied and got axis airtel pre-approved from mobile app itself on May 1st. Today completing 30 days but no bill has been generated yet, what is 🪓 doing ? (AFAIK no bank sets 31st as bill generation date) hope it's not something ridiculous to ruin my CIBIL !!
  8. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    it would probably be due to SBI's weird calculation tactics
  9. krishc

    Truecaller Business chat message

    same happens to me specifically removed SMS access for Truecaller still keeps happening have tried uninstalling few times but still same thing
  10. krishc

    Credit Card CIBIL Reporting Date

    anyone having any idea on when does AU SFB report this to CIBIL ?
  11. krishc

    Amex Reward Multiplier - Issues

    Ok, thanks for elaborating. Now I get what you mean. I'd backed out twice worth 1k & 1.5k each but still that shouldn't go over 10k. Anyway I'll try with different phone no 👍🏻
  12. krishc

    Amex Reward Multiplier - Issues

    could you please elaborate ? didn't understand the point !! what other way is there to buy GV from AmEx Gyftr RM ?? I bought 4.5k same way last month, and another 4.5k this month. However way they calculate, it's still less than 5k for this calendar month as well last 30 days or statement cycle !!
  13. krishc

    HSBC high settlement time and verification time (in Billpay)

    it's a problem with HSBC. whatever payment method you use, they'll always be late to reflect payment compared to any other bank. for me payment via HDFC billpay takes 7days, CRED takes about 3 days. while for all Indian banks it's almost instantaneous with CRED, and upto 3 days via HDFC Billpay...
  14. krishc

    Amex Reward Multiplier - Issues

    It's stopping from buying new apay vouchers saying 10k monthly limit crossed, even though I've bought only 4.5k worth vouchers this month
  15. krishc

    SBI Card, Rejecting to file a chargeback

    yes have to go via consumer forum route to make llyod pay
  16. krishc

    Repository of ways to get Rupay platinum card of all possible banks

    I will again after a gap of some time.
  17. krishc

    Repository of ways to get Rupay platinum card of all possible banks

    UPDATE : All contentious charges have been reversed including GST
  18. krishc

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    Yeah If it's available for 400 it's a good deal I'll be willing to take as well
  19. krishc

    Repository of ways to get Rupay platinum card of all possible banks

    not showing to me but the CC executive said he'll cancel the card generated
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