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  • Users: ARV
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  1. A

    Messed up cibil score.

    Every one has a bad phase in life. Let me share my experience with CIBIL score. I was in a difficult phase and defaulted on couple of credit cards. Could not clear them for years. Below are the points to note 1. You have to clear your complete outstanding (do not got for settlement). If you...
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    Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?

    Yes, thats what they mentioned
  3. A

    Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?

    Just spoke to customer care and they confirmed that we need to spend 1.5L to avail INFIANA benefits mentioned in the mail but they are not sure when it will be effective from. I reminded them of the RBI rule and they disconnected the call
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    Infinia HDFC Infinia "requesting" 1.5 lakhs spend per month?

    I got the same mail as well.
  5. A

    Infinia Regalia to Infinia Upgrade (Query)

    Get the same mail tagging @SSV for his advice
  6. A

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    No reason , Message says unavoidable reasons. Due to some unavoidable reasons, we had to cancel 1G 24K 999 Yellow... from your AJIO order FN9xxxxxxxx. We are sorry for the let down. You will receive a special coupon code within 24 hrs as a token of apology. In case it was a prepaid order the...
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    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    They have cancelled my order for the 1st Jul
  8. A

    Plan for SSV's Secret groups

    @SSV I have been part of some secret groups, It’s best to not reveal too many tricks in the first couple of months. You will get to know the true intentions of person, once you filter them out you can have trust in the group. I would love to be part of this group, please add me if you create one.
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    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    Better to pay, you can always ask the bank to transfer excess payment. Best not use 3rd party apps for immediate payment. Use IMPS directly from bank account. Unipay also has a history of failure, best to have a buffer of 7-10 days when making payment
  10. A

    Buy GOLD below market rate - 10% Discount on Gold Coins at AJIO on ICICI Credit Cards

    Same happened with me, so cancelled the order. Expired after purchase
  11. A

    HDFC CC portal offering paid DCB, Is there any way to make it LTF or FYF?

    You can try emailing them but i dont think they will give you FYF. Only option would be alumni program but you dont meet their salary criteria.
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    Best Debit Card For Credit Card Bill Payment 2024

    UNI now shows new interface when making payments( card details page), not sure if they have changed only the UI or the MCC as well noticed it today. It was the old UI until 26th
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    HDFC CC portal offering paid DCB, Is there any way to make it LTF or FYF?

    DCB is a good card even if you pay joining fee. If u use smartbuy properly, u can recover fees easily and of course it has milestone benefit. Do not take i repeat do not take lower variant cards, its a nightmare to upgrade it. HDFC does no give upgrades easily. If u dont want to take DCB now...
  14. A

    ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

    Should be >1L Net, if >2L Net you will get sapphiro
  15. A

    Inputs for developing a co-branded card

    Please partner with a bank who offer more than 1 card unlike Federal who issues only 1 card
  16. A

    SBI Unipay: Credit Card Bill Payments Failed - Customers Struggle with Refunds

    The refund automatically came in 5 working days for me.
  17. A

    Infinia Huge discount on Medicine purchase (Pharmeasy) using HDFC Infinia

    Its removed, its been 2 months now. Alternative is to buy Jokey vouchers but its only 5x
  18. A

    Axis EazyDiner stops???

    Looks like they fixed the loophole. Would work only on primary card
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