Did any bank ask you like this?
If any payments /refunds/cashbacks get credited, it belongs to that particular cardholder.
To process refund of excess money, bank account details are required which can be shared by as in text format or cancelled cheque.
Proof of txn? What sorts of proof you're talking about? Your statement is more than enough na, there would be balance in -ve. They are not going to ask to present txn (Cr.) statment/slip.
Guys, Kotak don't follow no. 2 nicely, no TAD adjustment and notification/ communication to cardholder.
Only they can see in their system, argued, asked me to pay after making adjustment manually which was shown in their system as well, no late payment was charged though. But why no...
@TechnoFino I am already aware about these guidelines.
However, thanks for sharing with us, very helpful, especially for newbies.
There are some typos; name of banks/ card issuers, I have highlighted it.
Also, in 5. B example there should the name of same bank, in 1st line and 3rd last line...
I haven't ordered a single time through Amz Fresh due to high price and limited products.
I have ordered n number of times from Flipkart. Also, I have found there was geographical price differentiation, price of metro city was > newly introduced pincode in the list of Flipkart Grocery.
Amazon...