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will be considered as on time payment.

The bank should refund you using the same payment method as per the rules. I don't understand why Axis Bank is asking you to accept a cash refund. Maybe they want you to get the refund against your cash payment while the merchant keeps the payment from Axis Bank. However, you can reject this...

Can you please provide more details about the problem? Specifically, how much was spent at the merchant you are referring, merchant category and what percentage of your total credit limit was used?

Not required.

The RBI has finally imposed penalties on a bank for charging non-maintenance penalties from their customers. On May 27, 2024, the RBI imposed a penalty of Rs. 91 lakhs on Yes Bank for charging non-maintenance penalties from their customers' savings accounts even when their account balance was...

...not on the total amount due. vi. Interest shall be levied only on the outstanding amount, adjusted for payments/refunds/reversed transactions." *Check Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022 (Updated as on March 07, 2024) Point No 9. (b). v. and...

Thanks, Yea done intentionally. the process of getting extra credit balance refund is simple, email them and request. they'll follow-up. all guidelines should be followed by banks strictly. if you notice any problem, just report it to the bank and later to RBI.

Absolutely, you can ask kotak to transfer your extra balance to any bank account, the account should be yours.

...pays by May 31, 2024, HDSC Bank cannot charge any extra penalties or interest. However, if he pays after May 31, he will incur additional charges. *Official RBI Guidelines: check 9. (b). (v). point of Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022...

Recently, one of our members, Nikhil, posted about a fraud incident that happened to him. His Accor account was hacked, and about 130,000 Accor points were used to order a mobile phone to a German address [Original Report Link: Click Here ]. After his post on the TF Community, I shared this on...

How is this even possible? How did the cashier not notice that the cheque was tampered with? The cheque was overwritten in many places. How can an overwritten cheque look like it was not tampered with? Strange! Did the neighbor use his own pen or the pen provided by the scammer? Maybe the...

very good suggestion… I’ll add one

If mod missed it, please dm any mod and ask them to recheck or just dm me.. :)

If Ramesh posted it at 6 AM on May 1st, and Suresh posted it at 8 AM on May 1st, and we merge both threads, Ramesh will be the thread creator as he was the earlier poster. Unless we feel that the later poster provided a better description, in which case we may manually award him the creator...

Finally, the day has come: the ICICI Bank Amazon Pay Credit Card has also been hit by the recent devaluation drive. Effective June 18, 2024, rent paid using the ICICI Bank Amazon Pay Credit Card will not earn any cashback. We rarely see any devaluation or changes in benefits for the ICICI...

Thinking about creating a separate section for political discussion... For pure entertainment 😈

its already disabled.

Long ago…. It’s 59th… closed few card in between.

Bohot din baad koi card k leya apply keya… 🥲