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8% for forex Plus enhanced transfer caps even better than Magnus burgundy

Can you load with Amex ?

Only for one use case where you can hit 1.5×4 and 20k spends and the remaining 14k spends on non reward multiplier

Can you share the fineprint ?

Amex is the easiest of the lot. 1) Redemption is quick and easy 2) Most of the accelerated points through gyftr gets credited upon transaction settlement and you can use them before statement generation unlike HDFC 3) Reward system is simple and uncapped 4) You can convert your points for...

Nope visa , mastercard and rupay are not accepted.

Icici won't budge with card closure request. Upon request they closes card on same day without any retention call

You already know the answer bro Get an amex gold Charge Buy 6000 Rs Flipkart vouxher every month Shop in flipkart Get 1600 MR points every month Redeem 18k points annual and get 6000 apay voucher Pay the fees of the card 5310 Get 10,000 extra MR for fees payment Net profit 11200 MR and 700...

At the end of the day , it's just a card. Cancel kr rh krne do, dusra use kro. Market me flipkart jaise cards ki kami Hai kya :D

Try connecting with axis , they should reverse the transaction and charge the card. This is also common with Amex , the CSR resolves the issue on chat.

Yeah I get it, but even for that since you are not going to use amazon pay , for 2.5L insurance spends spread across 2-3 transactions you can earn 4100 accor points only through infinia, which doesn't seem worth for the opportunity cost that you would lose out on ulip. More importantly , even...

But even if they stop which technically they should only give capped. Your magnus Burgundy returns are much better than infinia. Check my calculation I completely eliminating 2.5L of your insurance spends out of base and AEP and just calculating AEP on remaining 2.5L of your 5 lakh monthly spends.

Not sure how you said calculations are wrong For magnus Burgundy I completely excluded your 2.5 per month spend on insurance from base and AEP. I just calculated AEP on the remaining 2.5L spend Which came at 26500 converted to 21200 accor points And for infinia I calculated 113k under 5x...

Buy even for smartbuy and insurance , I am not sure how will earn more accor points in infinia than magnus Burgundy? Let's say out of your 5 lakh spends you mentioned 2.5 is for insurance Now infinia has a restriction of 5000 points per day So your entire 2.5L spend would only give 5k points...

I am just surprised that with your spend of 60 lakhs per annum , you had to do ULIP that too for a highly mediocre card which can only provide you accelerated bonus of 15k miles and that too direct 1:1 redemption is capped at 70% through smartbuy , and almost all good FFP's at 2:1. Even if, one...

Amex doesn't issue companion cards nowadays for lower end cards, only platinum charge would get a companion card. Regarding sbi cashback , yeah it's a good card for his usecase , other alternatives can be hdfc swiggy or Yes Marquee

Since you didn't mention, whether you want a airmiles card or voucher cashback card I assume you are looking for a card which offers lifestyle benefits + options for vouxher Redemption of points. You can opt for Yes Marquee Strong online reward rate of 4.5% Good online forex reward rate Fees...

Yeah travel card won't make much sense. Even DCB Infinia won't be much good for you. If sbi cashback is difficult , get Yes Marquee the card is well compensated for joining and annual fees It also gets 4.5% return for online spends in terms of vouchers or travel booking. Another card that can...

Actually there are many who even wants to sell their hdfc points too. I get multiple DM's for buying their points. Whether it's axis , amex or hdfc unless you are not sure of the Redemption options you should steer clear of any card that gives reward points and should always take cards that...

MRCC won't be usefully for you unless you hit 20k every month, since your voucher requirements are not that high I would suggest to take Gold Charge instead. It gives 1600 points against MRCC's 1200 for 6000 Rs spend. With MRCC, for 6000 Rs every month spend neither will you get partial...