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I would like to take a different view on this... You are correct about the re-kyc thing and you can raise RBI BO complaint about physical KYC for non-savings account related item for closing savings account. You can ask for compensation for this issue. But regarding DC charges and MAB, have...

Correct. Fees can be charged only if the card is activated. If statement gets generated somehow (stmt date is within 30 day period) and joining fees is charged, you can simply mail their PNO and deny payment by saying that you won't be activating the card and would let the the credit account to...

as per RBI rules, if you do not activate the card within 30 days, it will get closed automatically you can wait for the retention team to reach out to you or call them by yourself and talk them out of either: 1. making the card LTF 2. convert it to Legend (LTF) 3. revert the upgradation and...

no worries brother, Please dont feel bad about my post either... I just said the first line sarcastically (for fun) glad to help. Try to get the max out of RPs (once you collect enough) via `Exclusive Gold Catalogue`. Redeemption conversion seems higest Exclusive Gold Catalogue on select...

same, btw, never saw 'Intl cards not allowed' error on any POS. I wanted wallet app so that I could add cards from banks which are not supported currently (idfc, etc)

check xda, some say that by changing region, you can install and add cards.. but after sometime, the app stops working and so, you need to re-install it and re-add cards not worth the hassle

This isn't a new feature (like upi-cc) which would grab new customers, this is something that other network providers allow which Rupay lacks (I do understand that competitors are in this business way older than rupay) but its nice to have even if for some specific people. Never got to use...

wallet app is WearOS ready which would enable Tap2Pay feature for smart watches, which is not available in GPay (as the app itself isn't available for smartwatches) currently, Samsung has monopoly of SPay app in wearables (that too only for samsung) and restricts Rupay cards (same as GPay) as...

Sorry sir, I couldn't spoon feed you exact details on a silver plate 🙏 My mistake... humble apologies... may god forgive me for the Unpardonable Sin that I committed... /s ---- Itna toh dimmag laga leta bhai.... "Instant vouchers" (which means az or any brand VOUCHER, duh!) is listed in the...

toh deri kis baat ki ? mujhe laga nahi de rahe issliye infinia users se problem thi "only they get accelerated rewards" kehke 😶‍🌫️

Yes, all HDFC Cards either give accelerated RPs or Cashback on Smartbuy. Link to offer details: https://offers.smartbuy.hdfcbank.com/offer_details/smartbuy/15282/Zmilm2U%3D its just that the max capping (per day as well as per month) is different along with conversion rate while redeeming...

should be like this for separate numbered add-on cards as well currently (all add-ons same number) comes like this

I have with same number, but I assume the stmt should be exactly same (spends under different name headers) pts and everything will and should be added only to primary card holder's account

so ? There is no info on which type of "buying gold offline" will be done. He would benefit on coins by using Neu Infinity... else he can always wait for AJIO/Myntra offers for 10% discount upto an amount by using specific cards

For Tanishq, Neu Infinity should fetch 5% afaik Else Neu infinity/Ace has same CB now (1.5%). If you dont use TataNeu much, then go with ACE, else Infinity Edit: No ACE CB on Jewellery purchase after 20th Apr

axis and idfc payments are instant

mail senior.management@icicibank.com citing refusal of service by Branch Manager