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In my experience HSBC usually takes 3 days to reflect in statement but It always shows the date paid after 3 days. you have to wait till 7th to see in app. anyways there is 3 days of grace period after the due date in case of full payment of cc bill. so You can wait till 7th and then inform hsbc...

hi thanks for the reply. But nowhere gifting stores/gift cards mentioned in exclusions like mentioned for s-b-i cb card

Hi can you explain some details regarding this card 1. Is the cashback calculation real-time? Do we see the cashback accumulation days after settlement like in sbi cb? 2. Are gift cards and gift card platforms like gyftr included for 5% cb??

Magicpin Voucher purchase Name: MAGICPIN Gurgaon IN 1.5% cashback only MCC 5310

no i dont thnk the wallets supporting grt have seperate gift cards

I think ecom is 5732 as alredy mentioned but no idea about "retail" but it didnt fetch cb in my AU lit grocery add on feature.

BLINKIT RETAIL & BLINKIT ECOM these are not grocery MCCs. Verify before buying

no submission of physical documents. They will ask for pan and aadhar which should be sumitted online

4 per year but the caveat is we can use only once per quarter per card. so for one quarter 2 lounge access if u have one primary and one addon card.

yeah they check for each and every day. Irrespective of warnings. If prime you need to maintain 1L MAB. I maintained above 50k but less than 1L for 1 week. They didnt award prime rewards. and whats worse is they dont even give infinity rewards( fr maintaining 50k MAB). All they say is the reward...

NO spend based conditions. Once per card per quarter

Lounge access update based on my personal experience. I used my primary card for accessing lounge last week. This week used my wife's addon card fro accessing lounge. So lounge access is separate for primary and addon. Once per quarter each.

yes its very much painful process. they will send the pin through sms. You dont have a choice the set pin for add on card except for the first time during its activation.

yeah. havent tried lounge personally. so cant comment

cashback reward is clubbed but airport lounge is separate( according to cc , asked multiple times to multiple CCs)

I have kept 25 k for 3 months and the fee got reverse sometime in 4th month. I got the banner while applying that special offer of 25k MAB for fee waiver. If that banner is showing up even now then the offer should hold good.

yes it worked for me. I think its 25k Min balance for 3 months right??

but they are saying its separate. I double clarified even with the cc exec who was applying online. Didnt check personally though

oh really i thought those would be eligible as i got grocery cashback with au lit by getting samast technologies on feb1

My recent purchases with magicpin is not going through cashfree its only going through PAYU and the merchant name is WWW MAGICPIN IN and its not 5499( not counting as grocery by AU LIT which earlier was the case with cashfree payments)