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I performed an online transaction in USD. Amount debited was equal to the Visa conversion rate with zero markup. Hence, confirmed that there are no charges. However I did not get any super cashback for the same. There is a disclaimer that cashback on international transactions will be credited...

Yes. Agreed! Had I gotten Rs. 95 conversion rate for GBP and Euro, It would have been a lottery!

Received the welcome kit today. Confirmed that Metal DC offer is still active. The rumors of Metal DC offer being withdrawn on Aug 1 is false.

I guess he must be confused between the joining and renewal fee. Joining fee is 4999 + GST Renewal fee is 999 + GST As long as the customer enrolled in 811 super program, both these charges are waived. Additional condition for joining fee waiver is IP >= 81.1K during offline KYC If you opt...

Do international spends give 5% cashback on 811 super using the metal dc?

Date: 11 Aug 25 Amount: 2006 (incl. fee) App: PhonePe DC: IDFC Visa DC OTP merchant: "PhonePe Private Limited" Rewards: Yes

I escalated the issue with all three levels of grievance redressal of Kotak. Once I got reply from PNO that account cannot be opened, I further raised a complaint in RBI BO website. So I didn’t have to wait for 30 days, as PNO rejected my request. As for the draft, I don’t think my version...

My father has an ICICI wealth management account in the old scheme. He hardly maintains any balance for years now, and it has not downgraded yet, if I open a new account with 50K IP and link it, what are the odds that his old account will be migrated to this new scheme, where he will have to...

OP, I think the MCC of Savesage has been updated to 6012 recently. Kindly change the post to reflect this and avoid misunderstanding. Also add information that Zavo and Axis Billdesk PG Gateway has been blocked from IDFC’s end, so transaction does not go through and no rewards.

IDFC debited my account 99+gst 3 times totalling to 350.46 I had made one redemption in July. I requested the customer care to reverse the duplicate charges. They replied that it was a technical glitch and now all the 3 charges were reversed to my surprise. They would probably debit it back...

I had attempted to open 811 account on April of this year. Due to my email domain being blacklisted, I was not successful in opening it. I tried to use a different email ID, but the app says that I am an existing customer with CRN linked to my PAN. I escalated this issue through the support...

Not possible. At least that is what their T&C says. Source

If you have an existing 811 account you can upgrade it to the super by paying 399 fee. However, you will have to shell out 5900 (incl. GST) for the Metal Debit Card. The plasic card will be available though. DO NOT close your existing 811 account. Once closed you cannot open another one. If...

I too got this message along with the cheque book one. So confirmed that the metal debit card offer is still ongoing. Well unless they really end up shipping out the plastic one even after this message. In such case will update here.

"PhonePe Private Limited" MCC also confirmed working. Received points instantly.

I opened the account on August 7. When I requested the agent to issue the metal debit card, he selected this option. Which set the minimum initial funding option to 81.1K I funded 100K through a UPI QR code generated at the time of onboarding. The account got credited and subsequently within a...

I opened the account with the required funding for the metal debit card. I opened it offline through branch. However I can only see the virtual debit card now. Do we have to manually place a request for a physical debit card? But when I click on the apply debit card button, it is showing...

Yes. Instant RPs received on PhonePe as on 10 August 2025. Merchant name on otp "phonepe". Merchant name on statement "WWW PHONEPE COM". Tried it in multipes of 2000. Got it frequently.

I just made a wallet load today with Milennia DC. Transaction went through and loading was sucessful. I did get an automated call from transaction monitoring team

Did Axis Bank discontinue Eazydiner 25% upto ₹800 discount for Privilege credit card? It seems like so