Suryoday Small Finance Bank RuPay Espire Select Debit Card | Club ITC Membership, AmazonVouchers, Truefitt & Hill Salon / Enrich, Starbucks Vouchers, EazyDiner Prime Membership & all RuPay Select Benefit like - Golf, GYM, Health, OTT and Spa Services, also Unlimited free transactions on other...
I was talking about the combination of EPM+DCB versus EPM+Infinia, not about the individual cards alone. For all the points above that one can face difficulty with respect to acceptability or lesser reward rates on DCB than Infinia, the issue is entirely solved by having EPM as backup to the DCB!
I too applied add on card seeing Amazon Gift card offer in SBI Card App. But never got any gift voucher. I did not want spend my energy which more valuable than the probable outcome from highly mechanistic system of SBI Card
You could search about it more in detail. Basically we purchase amazon pay gift cards from various platforms like park+, amazon which considers it has online purchase thus we will get 5% cashback and then we can add that voucher in amazon pay and pay the utility bill.
I use the same mobile number to buy Amazon Pay vouchers using all my three cards (Gold, MRCC, Plat Travel). Only for the Gold add-on do I use my wife's phone number. I think Gyftr will ban me if I continue to do this? I should be using different mobile numbers for the three cards?
I recently asked the same question in this forum and on another one. As long as the add on card has different card number and tagged to a different phone number, you can purchase additional 20k vouchers (from a different smartbuy account registered with the add on card mobile number)
I have 3...
check this :
https://www.technofino.in/community/threads/paying-your-hdfc-ergo-health-insurance-bill-via-amazon-pay.27966/page-2#post-775494
Meanwhile, I've dropped a mail to HDFC requesting to accept Amex card payment in future.
I had already raised this in this forum
https://www.technofino.in/community/threads/caution-load-your-amazon-pay-vouchers-immediately-to-your-amazon-account.31509/
Well, this question is still unanswered. For instance my Amazon Pay shows the following-
I have not actually activated Amazon Wallet (one where we can add money through credit/debit card)
So, what amount of apay (gift card) voucher can I hold in my Amazon account at once? - maybe 50k, 1L or...
The smartbuy cashback of Rs.12.50 will come under promotional cashback and will not add to this 396.51.
The promotional cashback redemption has Rs.1 min. value so you will be able to redeem 12.50 and it will be credited. This 396.51 will never become 400 again. It only that you load say Rs.500...
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This is what your link shows..
Managing bulk payments efficiently while maximizing credit card rewards could be a smart financial move.
Many credit card users do not get any reward points when paying bills directly. However, there is a hack to maximize rewards. "Most credit cards do not...
It’s a longer discussion. In short -
- you get 5x on vouchers with Infinia, DCB gets you only 3x. With Amazon gift vouchersthe effective value from DCB comes down to 6.5%, with Infinia it’s about 13%.
- Infinia gives you 12500 points on fee payment, DCB doesn’t
- Acceptability issues with DCB...
Correctly summarised.
Amazon Pay Vouchers are more dynamic and can be used for Mobile Bill / Utility / Insurance / OTT Subscriptions payments, etc.
Amazon Shopping Voucher is strictly for bill payment of shopping physical items at Amazon.in
Additionally, I have been buying 20K Apay from...
Kotak 811 Launch Dream Different RuPay JCB Credit Card (FD based):
Note – The RuPay variant offers more rewards compared to the Visa variant.
Kotak811 Dream Different RuPay JCB Credit Card
Enjoy the benefits of interest free cash withdrawals, rewards on all purchases, a credit limit up...