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is there a way to go back to old netbanking?

you are right in all probability. I am just hoping against hope, since JCB-Rupay is super useful for me in my visits to all of Japan, Kor, SE Asia. I have had not problems in acceptance France too. And i hate the looks of the extra 3 logos in the card, diners,pulse and discover.Feels kind of...

@Abhishek012 any idea if HDFC has allocated itself any Rupay-JCB bin numbers?

@Rebel can you tell us what the bin number starts with a 3 or a 6? basically would like to know if it is a rupay-jcb or discover card (either logo should be there in back of the card)

ye bataoo ki ye wala rupay -jcb to nahi he? wahi discover wala he kya?

The only way Rupay gains advantage if Capital One invests in increasing the Discover acceptance globally. From a branding perspective I expect them to probably merge Discover (bank and card network), Pulse (ATM network) and Diners (now purely as a OTT brand on Discover ) years down the line.

Rupay was not made with any help of Discover. What Rupay did was enter into an agreement with Discover first for international acceptance. Similarly with JCB which is also a global partnership. ( a kind of threeway as JCB partners with Discover too in many places). Similar to what UnionPay...

Wow! They have not changed the QR code on the bills yet and yet you know the solution. Thanks very useful.

Since this month the QR code that is on every ICICI credit card bill is not working. Apps give an error saying invalid QR code (benefeciary UPI id incorrect) . The upi address for the QR code is in the format of ccpay.16digit_credit_card_number@icici Anyone else facing same issue?

what happened to the old news feed? a lot of information deleted if the news feed is gone

onecard- keep it.sometimes good offers are there and ltf too. Sbi -just keep one sbi card, keep this or try to upgrade to cashback card. Amex-people promote amex mainly because they get commissions/ bonus points. utterly useless for normal people and even travellers. It is ok for only a...

oh and change one of your credit card to rupay variant. will be useful for upi payments . you already have kiwi. perfect

Drop Amex is all I would say. Otherwise you have all the good banks, no need of any more cards. You can freeze your portfolio here only. As you use more, maybe you can upgrade when hdfc or sbi gives you some offers. In short, I think it is almost perfect

everyone gets that rebate. once you cross, you pay tax on the margin by which you have crossed by the slab rate.

no this is wrong calculation. there is a concept of marginal tax. so if you earn more than 12l your take home will not be less than someone earning 12 lakh. if you earn 1 rupee over 12.75 you go on to actually pay 15%(slab rate on ₹1 that is 15 paisa as tax after same benefits of some one...

buy a phone launched in india after Jan 1st. It will have NavIC which will give you better gps accuracy. Do NOT buy a Pixel. It has numerous software bugs which you will go crazy about. (trust this from a two times Pixel user) + all the older pixels have serious network modem issues. OnePlus...

can not see image. can you repost?

1. Best is BHIM, no nonsese, works all the time. 2. Next is yes pay next.

monthly bill wont be 880. It will be 1060. 880 is for 1+2. For 1+3 pax, it is 1060 (499+450+ tax)

interesting. could be a bug. Please do something, whenever your new electricity or postpaid bill generates. Check before paying if the sbi rupay-jcb card shows a convinience fee. Does not have to be a friday. you will see a convinience fee is still there.