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  1. cardio_guy

    Education Fees Through Bank Transfer Using Credit Card - Query and Discussion

    Hello all, I need to make an education fee payment of ₹20 lakhs in the next two months. The institute has provided NEFT details with an account number for the transfer. I'm checking if there’s a way to use my credit card for this payment instead of a direct bank transfer. I came across...
  2. cardio_guy

    Going to take my first travel card - Axis Atlas, need some inputs.

    So after a lot of time spent on cashback cards and exploring a lot about travel cards, I finally decided to take the plunge and get into the world of travel card. I had been avoiding Axis for some reasons all this while, but finally decided to take the Axis Atlas card. Most importantly these...
  3. cardio_guy

    Suggest me a credit card for offline jwellery purchase

    Hello, I will be purchasing a small amount of ornaments tomorrow - (two earrings) for my mom. We will be exchanging one old broken earring and the final cost after exchange is expected to be somewhere below 60k. We will be purchasing from either Bhima or Tanishq (For long time, my mom is...
  4. cardio_guy

    Credit Card and Banking Suggestion [2024 December Update]

    ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...
  5. cardio_guy

    Credit card & bank account journey: Review and consolidation

    Hey All, I'm taking another look at my card collection. I'm considering closing or consolidating some cards, or maybe switching to more efficient ones for all my needs. Just to give you some background, I started this card journey back in November 2022. It's been almost 2 years now and I've...
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