renewal benefit in terms of reward points, for Infinia you get the 12500 points against the renewal fees of 12500+GST but for dcbm no rewards against the fees for 10000+GST
Okay.
- UL Lounge Access
- Stepping Stone for Infinia
- 5% CB on Millinea capped, You get Smart Buy Benefits for DCBM (Capped at 10000 per month)
- 2X weekend rewards points on Dining (Select Restaurants) capped at 1000 per day. (6.6% Approx)
Some targeted offers for transfers.
10L spends are not alone the reason to get Infinia.
CL also has to be atleast 8L.
And how are you defining "need".? Isn't it subjective and different for different people?
If his "need" is not monetary benefit but ego boost, status symbol, then what's your problem?
Why jealousy always...
Bro EPM FYF and LTF nahi milta hai, I think they don’t have this pricing option in their application process. Anyway, FYF mile to bhi mat lena, joining benefits are much more than the fee roughly about 40-45k benefit depending on which Taj hotel you stay.
Infinia LTF hai ki paid?
Axis Atlas due to Diners acceptance issues.
But if you can manage hitting milestones (and aspiring for Infinia) on SmartBuy and other Diners accepted areas, you can go for it. Without Milestone Benefits Diners Black Metal is not a good card.
This thread https://www.technofino.in/community/threads/applying-for-hdfc-infinia-card-tomorrow-strategy-tips.37259/post-1016097 was made and started by me and finally took me months and I got my brother's infinia approved and added myself as add on. I already use Infinia. Just that I am not the...
If you are not hitting quarterly milestone in more than 2 quarters and having decent smartbuy voucher purchase, go ahead and take upgrade. If one can do 8lacs, 10lacs should not be that big difference and in any case you are barely hitting 8lacs you are probably getting milestone only in one...
Actually there is no benefit at all with any of these it seems except that you get an RM who calls you once in quarter maybe trying to sell something you don't want and ask him upgrade your card to Infinia he will stop troubling you. Only other benefit earlier was to get platinum card free which...
Just to clear things,
iShop portal was bonus for TB card holders who have taken the card before iShop launched. So got bonus and enjoy. But the real benefit lies on Travel related spends if you have capping on Infinia.
Almost every person who was some sort of power tries to extract some personal benefits out of it. That seems like the reality nowadays. Whether its a banker trying to sell a policy to get you Infinia or a delivery guy asking for money to not note down the defects on a device 🥲
Nothing wrong with the post:)
Just call customer care
Usually before upgrading we have to consume all the benefits of old variants as the banks are always tricky to make the rewards unclaimed
I have been chasing INFINIA after getting to know the benefits from this forum starting 26th Sept
Sept :-
Started the discussion with RM on 26th Sept and she asked me to close the my 10 yr old Millenia card to apply the Infinia.
1st week Oct :-
After 10 days she reverted that that sir card...
Hey everyone!
I wanted to share my journey of upgrading my credit card and let me tell you—it wasn't easy! I've been in current profession for over 10 years, but until May 2024, credit card rewards, points, and perks were just not on my radar. I was swiping my card without a second thought...
Hi ,
So the renewal benefits for infinia is that they give 12,500 points on paying annual fees, so is this limited only for 2-3 yrs or is it lifetime ( everytime i pay annual fees I can get those points ?)
I would like to find a card to maximise returns where I have around 5-6 lakhs of spends annually in the following categories:
advanced tax
jewellery
retail spends
online spends
forex spends
These are spends where I am not getting any accelerated rewards and not able to use Amex or Amazon Pay...
For now Yes but again we need to see how it goes. Infinia had no charges for vouchers earlier.
One of 2 things may happen - either benefits would be enhanced on Infinia OR HDFC would launch something like Reserve (chances are less) but in likelihood they won't take it lying. Competition is good...