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  • 🚨 Big Banking News! 🚨
    From July 1, 2025, say goodbye to Minimum Balance Penalty across all savings accounts! 🙌💰

    Already done by:
    ✅ SBI
    ✅ Canara Bank
    ✅ Central Bank of India
    🔥 And now, PNB joins the squad!

    No more MAB tension. Just chill banking 😎

    Bank Appointment Can Be Cancelled Over Poor CIBIL Rating : Madras High Court Upholds SBI's Decision
    RAMESH BABU N
    RAMESH BABU N
    In my banking career, spanning from 1980 to 2012, I have seen many colleagues having very low levels of financial discipline and LRP committing petty mistakes n irregularities and losing their jobs in the end. That too, pensionable jobs. Stupid people ruining comfortable liffor self n dependants by sheer foolishness. Education has got nothing to do with discipline or self-discipline.
    praful47
    praful47
    Education has got nothing to do with discipline or self-discipline.
    True
    sovon
    sovon
    @RAMESH BABU N

    People who handle lakhs and crores of public funds should exhibit greater discipline and honesty. While it may be challenging to gauge people's true intentions, banks can at least assess money management through the CIBIL score. Therefore, it is entirely justified to consider CIBIL during the selection process.

    I was a bit confused when I filled out my form for the first time last year, but after some reflection, I understand why banks have recently included this clause in their notifications.

    I believe that having 16 credit inquiries over 4.4 years won't pose a problem for me. I’m not planning to apply for any cards right now, as I need to manage my CIBIL inquiries carefully from here on out.
    • Like
    Reactions: praful47
    Sumant Kathpalia, managing director and chief executive officer (MD & CEO) of IndusInd Bank, resigned on Tuesday, April 29, 2025 with immediate effect, citing “moral responsibility” for “various acts of commission/omission” following accounting lapses that resulted in a loss of nearly ₹2,000 crore.
    1 slot available for duolingo, if anyone want to join. Fulfilled
    king220477
    king220477
    duolingo me kea sikh rahe ho ?
    paise lagte hain kea waha ?? yaa free
    the.avhishek
    the.avhishek
    @king220477 english spoken bro, free version me add nhi aate and aur bhi benefits hai
    king220477
    king220477
    Bhai, what's the fee structure ?
    British accent or American
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