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Case belongs to you ? 😞
Interest charged on Total bill amount+ penalty (if any)+tax

Yes this is correct

@hender no this belongs to frd

They hv clearly written that interest will b charged on full amount spent till total amount is cleared even if u paid partial. Every bank has same policy. This is how they earn for customers who pay bill on time.Only thing he can do is to request bank for 1 time waiver. Which itself is very difficult in icici. Its d only way possible

Try to ask them for reverse the charges, stating past good track of repayment, and it's a one of exception case.

@drvirag ok got it, thank you

@hender tried they denied,even seniors too. Which bank would loose 25k😄