@hender I don't believe but how they get data? I never checked cibil on any shady website never applied cc through agents.
Buddy 👍, I can understand your concern, it's a strange thing, and uncomfortable too. If you look into my thread, SBI Card applied directly from Yono/SBI net banking, post that got started spam calls 📞 for CC. Post 5 onwards... https://www.technofino.in/community/threads/sbi-instant-upi-card.38100/