Been paying both sbi simplyclick and cb. This time message of credit was delayed by 5 min cause I have a habit of paying couple of bills together and check which one get credited first. Check in sbi app if it showing up or not. Cause I always get a credit sms and then after a day or so I check within sbi app.
Go to payment history section. It will show success or failure. If it says failure and money has been debited, it should get credited in your account within 48hrs.
Then it might take 3-4 says. Earlier hdfc was using neft which settles in batches. This generally takes 2 working days.
But for last 2 months it is using imps to settle my axis cc bill. Last month was instant settlement. This time took 10 hrs due to fy end closure.