3 month is official cooldown period for all the banks . Certain have 6 month . Some accept 3 month some say 6 . @S S V
Scapia told me once One Card closure reflects in CIBIL I can apply. But it is not working. Both Scapia and Federal Celesta saying already using Federal Bank CC.
Certain have 6 month .
Some accept 3 month some say 6 .
@S S V