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Like what !
Only semi urban ppl in bihar can .
So whats ur question.
Those banks u can talk directly to bm

@DocFixIt i know these things. I just wanted to know whether mentioned interest rate is reducing balance rate or fixed rate as it is the lowest, I have seen and even uttar bihar gramin bank has much more interest rate.

P.S i know about their partnership with PNB and CBoI respectively.

@CardCraftsman. They have both options u have to choose which one u wanna avail . Obv depends on bank will & ur profile .
Bank field officer will give exact clarity.
True that in my village ( pnb & this bank is opposite to each other )