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..I went ahead and renewed, 100 rs is stuck in prime voucher balance - which can be used only next time I extend prime membership. I still made ~75Rs extra compared to paying 1399 by amazon pay card.

Started wondering if we should be over optimising for such small spends

If you are part of RML group here, you may get discounted offers from time to time. Last month, one person was offering it for just 800.