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Oh sorry to hear that. By chance, did you pay the minimum due amount ? Since this is first time, maybe can try reaching out to request not to report to cibil ? Found similar thread https://www.technofino.in/community/threads/how-to-remove-sbi-card-late-payment-cibil-report.207/. Hope they agree to not report and reverse the charges as a gesture.

No, didnt pay even the minimum. Thought I paid the full.

I think some fuckup of this sort is bound to happen when enthusiasts like up have 10-15 cards.

You can enable autopay for sbi cards. Set it for 3 days before due date.

@milffapper yeah will do. I didnt do because of the greed for 1% cashback through HDFC Billpay. Alas.

in the future do note down the amount and do paid 3 days before and on due date which you can guess if the card are too many and then check if the amount is credited or not is reflected or not. for the current situation, amex does allow if paid bill in a different cc but SBI doesn't seem to allow you can request for late fees removal for Cibil SBI would come up "it is automatically done we can't do anything sir"

You can activate Nach to avoid such misses

@phagocyte536
Other than amex .. things will be back to normal soon

Thanks for the response guys. Dont have the energy to push SBI to be considerate. I realised other people on the forum tried and failed in that already.
CIBIL is at 790.. looks like it will be pushed to < 750 because of this. Anyway, I don't really care about it in short term as I neither plan on applying for any cards (wife's infinia taking care of most of the rewards needs) nor any loans

You can request them to reverse the fees. Most probably they would do considering your long clean payment history and as a goodwill gesture.

@phagocyte536 give a try, other may have succeeded in reversal or may not

Mostly they won't report and reverse the fees

I will give it a try then

How many checked their cc bills after this post 😂

@raghu.rokda aap wapas aa gye 😁

@DocFixIt Han bhai rokda chaapne gaya tha