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praful1947
praful1947
@Dr.AMAN it's not direct 5% it depends on the product which we are buying for eg : electronic 2% furniture 3% books 4% cosmetics 5% etc .
So , we need to check t&c before buying any product .
HumorSimpson
HumorSimpson
Thanks a lot @praful1947 , have been wondering as electronics never rewarded that much on GD
SSV
SSV
HumorSimpson
HumorSimpson
You are already standing (ref:dp)
its just the misunderstanding
SSV
SSV
@HumorSimpson , it is because of so many things at the same time (ie doing things right now, and hence alot of typos also in my messages)
HumorSimpson
HumorSimpson
That's exactly the ecoms want, put too much kichidi offers and we will miss the main offer.
See the OP's post of multi dip, even the rasam one cooks wouldn't have those many condiments.
D
Deepak_9155
Like axis hv GrabDeals

Is Same kind of portal available for hdfc ?
Dr.AMAN
Dr.AMAN
1000061552.webp
This is the category wise cb. It is still better than Cashkaro because for large appliances Cashkaro gives around 2% CB upto only Rs.140. Grabdeals gives flat 2% upto Rs.1000. 2 months back I purchased a Bluestar AC of Rs.30k using my Airtel Axis card on FK(due to bank offer) using Cashkaro and got only 140 CB. Had I known about grab deals I would have got Rs.900.(also 5% more if I had Axis FK card)
D
Deepak_9155
I feel cashkaro is better
Because there is confirmation that cashback is tracked even we can raise missing ticket if not tracked correctly and the cashback are confirmed very early as compared to axis gb
HumorSimpson
HumorSimpson
so here axis fk and axis airtel differ just by their base rewards right ? i.e., axis fk 5% upto 4K per quarter and airtel is 1%. The rest Grabdeals is same right assuming both cards have the same insta discount on fk?
SSV
SSV
@Deepak_9155 , yes CK is pretty reliable..
Here is my CK CB till now ( for unknowns).

It is just basically a free money with just a few extra clicks
..

Screenshot_20250826_143345_CashKaro.webp
Dr.AMAN
Dr.AMAN
Grab deals is also equally reliable. They immediately send a confirmation Email msg about the tracking. In future if any dispute arises we can use that email. I m ready to wait for 90 days if I get more CB.
1000061553.webp
Only place where Cashkaro has an edge over grab deals imo is on EMI transactions because CK gives CB on EMIs whereas Grabdeals doesnt.
Dr.AMAN
Dr.AMAN
@HumorSimpson yes grabdeals reward is same for all Axis cards. For people who use RP based cards like Axis Atlas it is even mpre beneficial due to the 5X Edge points.
HumorSimpson
HumorSimpson
@Dr.AMAN but the screenshot shows 3-4% on mobiles only for some specific models and 0 in general for mobile phones. Also whats an emerging electronics.
Dr.AMAN
Dr.AMAN
On mobile phones category even Cashkaro has grossly reduced their CB with as low as 0.3% CB on some samsung mobiles. For most other day to day items grabdeals gives better return.
HumorSimpson
HumorSimpson
@Dr.AMAN Earlier I asked about the base rewards, so fk axis gives 5% which is the best in this double dip right ? But again during BBD sales, will it give insta discount too ?
SSV
SSV
GD is also not a bad option, it generally gives CB / rewards ,exactly after ~90 days or something like that..
but as you know FASAK can happen with 🪓 anytime....
So you need to be prepared to spend more time and energy to track and follow up with 🪓 if needed ...
Dr.AMAN
Dr.AMAN
@HumorSimpson i am not sure about the double dip with 5% on fk axis card plus axis bank offers. Will have to check once I get the card. I m planning to do some big purchases in the upcoming BBD sale next month. And anyways this FK axis card is being offered FYF. So seriously thinking to apply.
HumorSimpson
HumorSimpson
@Dr.AMAN FK axis has a limit of 4K CB per quarter so the max purchase one can make is 80K in a quarter. What's your max budget for bbd ?
Dr.AMAN
Dr.AMAN
I am actually planning to purchase a HERO scooty worth Rs.70-75k from flipkart. With all the discounts and Axis fk card I will get 10-15k off on the exshowroom price(atleast my RTO and Insurance cost will become free).
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