@Dr.AMAN it's not direct 5% it depends on the product which we are buying for eg : electronic 2% furniture 3% books 4% cosmetics 5% etc .
So , we need to check t&c before buying any product .
That's exactly the ecoms want, put too much kichidi offers and we will miss the main offer.
See the OP's post of multi dip, even the rasam one cooks wouldn't have those many condiments.
This is the category wise cb. It is still better than Cashkaro because for large appliances Cashkaro gives around 2% CB upto only Rs.140. Grabdeals gives flat 2% upto Rs.1000. 2 months back I purchased a Bluestar AC of Rs.30k using my Airtel Axis card on FK(due to bank offer) using Cashkaro and got only 140 CB. Had I known about grab deals I would have got Rs.900.(also 5% more if I had Axis FK card)
I feel cashkaro is better
Because there is confirmation that cashback is tracked even we can raise missing ticket if not tracked correctly and the cashback are confirmed very early as compared to axis gb
so here axis fk and axis airtel differ just by their base rewards right ? i.e., axis fk 5% upto 4K per quarter and airtel is 1%. The rest Grabdeals is same right assuming both cards have the same insta discount on fk?
Grab deals is also equally reliable. They immediately send a confirmation Email msg about the tracking. In future if any dispute arises we can use that email. I m ready to wait for 90 days if I get more CB.
Only place where Cashkaro has an edge over grab deals imo is on EMI transactions because CK gives CB on EMIs whereas Grabdeals doesnt.
@HumorSimpson yes grabdeals reward is same for all Axis cards. For people who use RP based cards like Axis Atlas it is even mpre beneficial due to the 5X Edge points.
@Dr.AMAN but the screenshot shows 3-4% on mobiles only for some specific models and 0 in general for mobile phones. Also whats an emerging electronics.
On mobile phones category even Cashkaro has grossly reduced their CB with as low as 0.3% CB on some samsung mobiles. For most other day to day items grabdeals gives better return.
@Dr.AMAN Earlier I asked about the base rewards, so fk axis gives 5% which is the best in this double dip right ? But again during BBD sales, will it give insta discount too ?
GD is also not a bad option, it generally gives CB / rewards ,exactly after ~90 days or something like that..
but as you know FASAK can happen with 🪓 anytime....
So you need to be prepared to spend more time and energy to track and follow up with 🪓 if needed ...
@HumorSimpson i am not sure about the double dip with 5% on fk axis card plus axis bank offers. Will have to check once I get the card. I m planning to do some big purchases in the upcoming BBD sale next month. And anyways this FK axis card is being offered FYF. So seriously thinking to apply.
I am actually planning to purchase a HERO scooty worth Rs.70-75k from flipkart. With all the discounts and Axis fk card I will get 10-15k off on the exshowroom price(atleast my RTO and Insurance cost will become free).
So , we need to check t&c before buying any product .