@Ram1 you got 15% its actually good. The max is 25% for some guy here where he got on 1L hdfc card (dont remember the card or the member). So better accept it.
@HumorSimpson its easy to just say looking at dcb that I'm lucky. But u didn't know the efforts behind it, I have gone through a lot for almost 2 years
Read here man
@HumorSimpson i dont consider myself lucky here. Being lucky means opening an account and maintaining some balance and suddenly one day premium card showing up as preapproved.
No efforts just luck
@Wealth is my birth right!@HumorSimpson
I have tataneu infinity rupay ltf as 2nd card. I don't find it useful, thinking to close.
Tataneu account blocked,so can't use in tataneu but getting Neu coins every month for cc usage.
Is there any good benefit of this cc which i cant see?
As a card HDFC TNI is a rare entry level card that rewards gold , edu fee at 1.5% without any limit. If these 2 things doesn't matter to you, you can close it for mental peace.