@kuchbhi sbi TF is a gone case, fighting with rbi ombudsman. Will update the thread later. For now forget about this 💳 as you already have access to RML.
On a serious note I want government to introduce a CIVIL score. You litter 🚮 a public place -5 points, spit on the road -5 points. A score below 500 will never allow the person to get into a train or public park . Will always give low priority and put last in queue in private establishments like hospitals etc.
Now introduce -10 points for swear words, national cussing region will never see the light of free public resources