Method To Convert Indusind Legend (Or Any Other Card) To Pinnacle Without Paying Any Fees

[ankur2wadhwa]

Yes You heard It right
If You have Any Existing Indusind Card with 4 Lakh Limit, Legend or Any other Variant you can Get Pinnacle Without Paying Any fees.
Follow the below process if You have 5 Lakh to Spare for 7-15 Days.
1. Apply for Grande Account (You need to Keep 5 Lakh in Indusind Grande Account for around 7 to 15 Days Until You Get your Pinnacle Card)
2. Ask RM to Process card upgrade request
3. CC will call to take request (50k Spend Need in 3 Months of Pinnacle Card issuance to avoid 5k Card fees)
4. Once Pinnacle Card is issued, Go to Branch and Apply for Grande account conversion to Exclusive Account on basis of Pinnacle Card.
5. Once Grande account is converted to Exclusive Account Withdraw funds or Keep, Upto you.
6. Spend 50k within 3 Months of Pinnacle Card Issuance to Avoid 5k Joining Fees.

That's all You get your Pinnacle Card without Any Fees.

 

[rodeoSRP]

Too much of hassle for a non super premium card I feel!!

 

[SSV]

Yes You heard It right
If You have Any Existing Indusind Card with 4 Lakh Limit, Legend or Any other Variant you can Get Pinnacle Without Paying Any fees.
Follow the below process if You have 5 Lakh to Spare for 7-15 Days.
1. Apply for Grande Account (You need to Keep 5 Lakh in Indusind Grande Account for around 7 to 15 Days Until You Get your Pinnacle Card)
2. Ask RM to Process card upgrade request
3. CC will call to take request (50k Spend Need in 3 Months of Pinnacle Card issuance to avoid 5k Card fees)
4. Once Pinnacle Card is issued, Go to Branch and Apply for Grande account conversion to Exclusive Account on basis of Pinnacle Card.
5. Once Grande account is converted to Exclusive Account Withdraw funds or Keep, Upto you.
6. Spend 50k within 3 Months of Pinnacle Card Issuance to Avoid 5k Joining Fees.

That's all You get your Pinnacle Card without Any Fees.

Very good…

Small advice:
Update your thread title by replacing “How” with “Method”

 

[ankur2wadhwa]

Too much of hassle for a non super premium card I feel!!

Worth the Hassle as per me, One Gets LTF zero Balance Exclusive account with LTF Exclusive Debit CARDS for him/her and 6 additonal Family Members

 

[rodeoSRP]

Worth the Hassle as per me, One Gets LTF zero Balance Exclusive account with LTF Exclusive Debit CARDS for him/her and 6 additonal Family Members

Oh.. do all add on members get separate card and they get separate offers like BOGO, Lounge access, etc?

 

[ankur2wadhwa]

Oh.. do all add on members get separate card and they get separate offers like BOGO, Lounge access, etc?

Yo Yo Yes Yes Shibri Dibri

 

[rodeoSRP]

Yo Yo Yes Yes Shibri Dibri

Ok.. then probably worth the hassle 🤣

 

[pprakash11]

Yes You heard It right
If You have Any Existing Indusind Card with 4 Lakh Limit, Legend or Any other Variant you can Get Pinnacle Without Paying Any fees.
Follow the below process if You have 5 Lakh to Spare for 7-15 Days.
1. Apply for Grande Account (You need to Keep 5 Lakh in Indusind Grande Account for around 7 to 15 Days Until You Get your Pinnacle Card)
2. Ask RM to Process card upgrade request
3. CC will call to take request (50k Spend Need in 3 Months of Pinnacle Card issuance to avoid 5k Card fees)
4. Once Pinnacle Card is issued, Go to Branch and Apply for Grande account conversion to Exclusive Account on basis of Pinnacle Card.
5. Once Grande account is converted to Exclusive Account Withdraw funds or Keep, Upto you.
6. Spend 50k within 3 Months of Pinnacle Card Issuance to Avoid 5k Joining Fees.

That's all You get your Pinnacle Card without Any Fees.

What about for those who already hold IndusInd Account?

 

[ankur2wadhwa]

What about for those who already hold IndusInd Account?

You can still open Grande as a separate account or upgrade the present account to Grande , speak to your RM

 

[pprakash11]

You can still open Grande as a separate account or upgrade the present account to Grande , speak to your RM

Two sole accounts are not possible in IndusInd. If one wish to open 2nd Account, it should be Joint Account.

 

[vijay.vj]

Too much of hassle for a non super premium card I feel!!

Totally worth it if you have huge CC bills or heavy bigbasket (20% instant discount, best) user

 

[SonyTom]

Yes You heard It right
If You have Any Existing Indusind Card with 4 Lakh Limit, Legend or Any other Variant you can Get Pinnacle Without Paying Any fees.
Follow the below process if You have 5 Lakh to Spare for 7-15 Days.
1. Apply for Grande Account (You need to Keep 5 Lakh in Indusind Grande Account for around 7 to 15 Days Until You Get your Pinnacle Card)
2. Ask RM to Process card upgrade request
3. CC will call to take request (50k Spend Need in 3 Months of Pinnacle Card issuance to avoid 5k Card fees)
4. Once Pinnacle Card is issued, Go to Branch and Apply for Grande account conversion to Exclusive Account on basis of Pinnacle Card.
5. Once Grande account is converted to Exclusive Account Withdraw funds or Keep, Upto you.
6. Spend 50k within 3 Months of Pinnacle Card Issuance to Avoid 5k Joining Fees.

That's all You get your Pinnacle Card without Any Fees.

Actually this is not a new method. Has been discussed in many Indusind threads previously. Anyway thanks for putting as an instructional post.

Not many have tried this because onevcan easily get the Legend cards and link it to Select savings account and make it Zero MAB. Select DC is enough for 0.93% on CC bill payments.

Also pinnacle is not a rewarding credit card for which one has to keep 5 lakh in Savings for some time (time can vary from 2 weeks to 3 months depending on your branch guys). Even after getting Pinnacle, one has to spend 50k on this non-rewarding CC to waive off the ₹5000 one time fee.

Also many steps in this post especially steps 1 and 4 need branch visit

 

[telescope]

Two sole accounts are not possible in IndusInd. If one wish to open 2nd Account, it should be Joint Account.

I have 2 sole accounts. It's possible. Branch is different though.

 

[AllThatStuff]

Can any1 tell me few benefits of having the Pinnacle card???

 

[anonymuos]

Luckily I have LTF zero-balance Indus Exclusive account without any conditions or credit card linked to it due to special Diwali 2022 offer. Won't let it go. Had Legend with 3L limit when I got Grande upgrade offer from RM but turned it down. In time, I will get Pinnacle upgrade from Legend with 0 joining fees.

One of my friends got upgrade (over the years) from Aura Edge to Legend to Pinnacle, so I will wait a little.

 

[Sriim]

Worth the Hassle as per me, One Gets LTF zero Balance Exclusive account with LTF Exclusive Debit CARDS for him/her and 6 additonal Family Members

Same can be obtained with zero balance select account linked with legend cc for 4 family members. Why upgrade?

 

[SonyTom]

Can any1 tell me few benefits of having the Pinnacle card???

Worth the Hassle as per me, One Gets LTF zero Balance Exclusive account with LTF Exclusive Debit CARDS for him/her and 6 additonal Family Members

Oh.. do all add on members get separate card and they get separate offers like BOGO, Lounge access, etc?

Yo Yo Yes Yes Shibri Dibri

Its all here…

 

[pprakash11]

I have 2 sole accounts. It's possible. Branch is different though.

That's great but currently none of the branches is offering 2nd sole account.

 

[ankur2wadhwa]

Same can be obtained with zero balance select account linked with legend cc for 4 family members. Why upgrade?

6 Free accounts here
Better Card for Lounge
Better DC provided

Baki apki shradha.

 

[ankur2wadhwa]

Actually this is not a new method. Has been discussed in many Indusind threads previously. Anyway thanks for putting as an instructional post.

Not many have tried this because onevcan easily get the Legend cards and link it to Select savings account and make it Zero MAB. Select DC is enough for 0.93% on CC bill payments.

Also pinnacle is not a rewarding credit card for which one has to keep 5 lakh in Savings for some time (time can vary from 2 weeks to 3 months depending on your branch guys). Even after getting Pinnacle, one has to spend 50k on this non-rewarding CC to waive off the ₹5000 one time fee.

Also many steps in this post especially steps 1 and 4 need branch visit

No Need to Visit branch for Step 1, Only Once it's needed for conversion that too can be avoided if you have Good Terms with someone in Bank. Grande account kholna hai bologe to Kanyakumari me bi Apke Ghar akar khol ke Jayege Account.