IDFC Interest rate is 7% above 5L. I didn't do any transaction other than wallet load. So I got mail means they are considering wallet load as business. If I repeat, they may cancel my card. So I stopped. Iam using zavo with first tap rupay debit card.
Got call from DBS they mentioned they don't ask for Aadhaar photo and informed will highlight to backend team. They don't send for verification after card delivery is what support executive said they might be 3rd party fraud guys be careful.
The person who called sounded like daily laborer not like bank representative.
I loaded payzapp with this card. No charges from payzapp and DBS. Got 7% interest and IDFC reward points for paying bill. Got mail that Iam using this CC for business. So now I stopped loading payzapp.