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To upgrade or to not upgrade - IDFC dilemma

Is it not the CC based 0mab offer recently?
@Finchamp! Are you talking about the same offer, for your account ?
No. My offer came for a very small time when the bank was a newbie. I visited the website, entered my PAN, and got 10K as 0 MAB - no strings attached. I'll try to find a picture of it, if possible. Bahut purani baat hai.
 
You have the Wealth CC, that's why you don't have the condition. And you got the offer in 2024 IG.
I have the wealth cc too but still got this condition based 0 mab in April 2025. But as I don't use this cc often so condition doesn't matter too.
 
I have the wealth cc too but still got this condition based 0 mab in April 2025. But as I don't use this cc often so condition doesn't matter too.
This offer was given exclusively during the 2024 last quarter. This year, they have added the auto-pay condition. Even if you turn off auto-pay, it will be 0 MAB.
 
This offer was given exclusively during the 2024 last quarter. This year, they have added the auto-pay condition. Even if you turn off auto-pay, it will be 0 MAB.
Are you 100% sure about this about turning off auto pay. Can anyone confirm this by experience
 
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