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If today RBI asks you to keep only one credit card, which one that would be?

2025

TF Legend
Hello Friends,

The
title of this thread is self-explanatory.

--------
Rules for posting your comment(s) in this thread.

1. No Spamming. Only single post/comment is allowed. Avoid discussion.

2. You can edit your single comment as many times as you want, but you'll need to edit your previous comment only. Please please please avoid adding any unnecessary fresh comment(s).

3. Mention the name of only one (single) credit card, including the Bank name & Network (Visa/ Rupay/ MC/ Amex, etc.), out of all the credit cards you currently hold in your name.
If you want, you can write the total number of credit cards you currently hold in brackets. You may also explain why you think that card is best for you. All these has to be written in the same post.

4. Mention only the primary card, and not the add-on card.

5*. If you have only a single credit card, then please mention that you have only single credit card issued in your name. If you have more than one primary credit card, then pick the one that you will keep if the situation arises, as asked in the question itself..
(If you are not eligible yet, but still want to follow this thread for notifications, just post "Not Eligible". Otherwise, your comments will be deleted/ downvoted/ edited/ removed/ flagged.)

6. Avoid showing off. So, the posting of credit card limit should be avoided.

7. No discussions or clarifications. Straight to the point.

So, guys, let's find the real king👑 in your kingdom.

Reminding you again. No Spamming Please.


Tagging all my moderator friends and senior members to help us out. @TechnoFino @SSV @Vasuki @Abhishek012 @Rkr @BVC @Pavvan @vaibhav111 @kuchbhi @cardio_guy @Mr. Bean @Anil_Singh @sidp @Fini7777 @Akashn @Dr.Anand456 @lucifer @Raghav2006 @BeingIncog @Infamous @plastikman @helloworld @Aniket @Strange @varun__goel_ @drsel @jack333 @its_karan @desiviru @6ix9ine @Anindya98 @IKFLRT @DaDarkkNight @telescope @pinki @Anupama_Jha @Talkwithfino @aniketkr.sharma @La pasión @SJM @MrJJ @s1t2y3a3m6 @Adith @brightknight @hender @Half Human @Hemang @Slayer @Dragon_slayer @Credit_Cards @TheTrickySid @Pissant @Riya @Jeevan rao @fradela @ritwik2000 @CyberPsych @coolguy1 @SonyTom @praful47 @pprakash11 @dealminer @me_sovon @sparkit @Gravitas @kiwi195 @Z_S @surojitLaha @Sup @_deb_ @Ash8 @Axelblaze @EnthuCC @SnowLucifer @Centurion_wala @NShah @Sahil_07 @Miss.Marple @akiratoriyama @Deepak_9155 @doraemon @GTSaketh @blaze @ccdc @credit_noob @Pikachu.


This thread will help new and mid-level credit card enthusiasts find the best card among hundreds of options.
I would also like to see how members decide and reach a conclusion.
Thank you.
 
Last edited:
Yes Uni Gold X Credit Card.

It gives right away 5% cashback on their store. (5% cashback on Amazon, most of the online grocery (zepto), Decathlon 4%).

1% on offline.

We can convert cashback as a Gold right away which gives more returns.

Life Time Free. No redemption fee. Never expire rewards.

Soon they will provide RuPay Virtual Card.

Best all rounder card.
 
It gives right away 5% cashback on their store. (5% cashback on Amazon, most of the online grocery (zepto), Decathlon 4%).

1% on offline.

We can convert cashback as a Gold right away which gives more returns.

Life Time Free. No redemption fee. Never expire rewards.

Soon they will provide RuPay Virtual Card.

Best all rounder card.
@2025 Dislike the card or my post?, 🤣 🤣 🤣
 
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