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Recent content by vortexape

  1. vortexape

    Rent payment redgiraffe payzapp using Magnus.

    Thanks for the prompt response, I appreciate the help
  2. vortexape

    Rent payment redgiraffe payzapp using Magnus.

    Hello all, It's been a while since I've used Redgiraffe, but will give it a try for my Magnus. Quick question, while I am making a new registration its asking for the following- Mode of payment- Either Credit card or Debit card | UPI | Fund transfer Given that we'll use Payzapp2.0 to trigger...
  3. vortexape

    Axis MyZone LTF Application Rejected/Declined

    Raise the issue with the PNO, wait for the 30 days to get over and then route the complaint via RBI. That is the only way, they'll reference the same "internal policies" a 100 times but will not give you an exact answer. It's a test of patience my friend, should you decide to pursue the truth...
  4. vortexape

    SBI cash back card : Laughable limits provided

    Applied on 2nd sept and got the approval today, 10k limit. I couldn't believe my eyes the first time. The subject of this thread nails it to the T. It is indeed laughable.
  5. vortexape

    New Cashback SBI card launched!

    Hello, I had a query. Once the Application number is generated, there is a section for Additional personal details. There is a section "Alternate credit card number" it's an optional field and says it's speed up the processing. What shall we enter here? Existing SBI credit card number? Or is...
  6. vortexape

    Axis bank rejects credit card application

    I feel your pain guys, been 2+ weeks now, exchanged 11 emails so far, and they keep referencing "Internal policies" they are similar to BOB's customer service, just that they copy and paste the responses to totally different queries (in the name of adhering to the 3 BD SLA), I doubt if they even...
  7. vortexape

    Google Pay Axis Bank Ace Credit Card RESTARTED!!!

    Axis has been super notorious and inconsistent with their Ace card issuing process lately. I think as @TechnoFino and @hashiro7 pointed out, its available for select locations only. I had applied with a 803 CIBIL and substantial salary proofs and the card got rejected. I'm playing grievance...
  8. vortexape

    Axis bank rejects credit card application

    Gotcha, your cumulative inquiries for the relevant look-back period won't be much I suppose, or maybe you got lucky, plain and simple. Their phone banking is pathetic and inconsistent. Different people will give you different answers to the same question, its a test of patience, but I've dealt...
  9. vortexape

    Axis bank rejects credit card application

    Same problem here too. I already hold an Axis Vistara Infinite card with them, but they rejected my Ace application a week ago. Makes little sense to get approved for a premium card and get rejected for an entry level one. Have written to the Principal Nodal officer too, they keep playing the...
  10. vortexape

    Are CC rejections separately reported to CIBIL?

    Hello fellow CC enthusiasts, I hope you all are doing well! Recently I'd applied for a CC with Axis and they rejected my application. Shortly after my CIBIL dropped by 11 points, while I can see the hard inquiry they pulled on my CIBIL (I had applied for a card 3 months ago with Axis itself...
  11. vortexape

    Strategy to get Citi Prestige

    Appreciate your response, 7.5 Cr NRV is a dream too far fetched at the moment. Guess I'll take a pass.
  12. vortexape

    Strategy to get Citi Prestige

    I did try, they're not even offering it LTF to CitiGold customers, so we stand little chance. Haha!
  13. vortexape

    Strategy to get Citi Prestige

    Hey Anirban, do you have any idea if LTF CITI prestige is being offered? Is that even possible? I have good CL on my CITI Rewards card and the card is about 7 years old. Would not hurt speaking to the bank for an LTF upgrade I guess. Any thoughts?
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