for rupay platinum, no much benefit except lounge, which any comes with every card know as af and i recently visited Ahmedabad airport lounge, the line was too big, take more than 15 minutes for entry ... actually now a days every card started giving lounge...
for other benefits as spa, gym...
My RM triggers the account upgradtion in last 20 days , still I did not recieve any message and any communication...
what is the process of the upgrade of account in idfc, after RM trigger.. kindly let me know .
but never falls in the trap of RM if useless policy he sells.. he might tell that I can upgrade your account, you can join this policy so that it will be easy for upgradation...