lol i dont think even jst fd is a bad thing with this as u are getting 9.1% with suryodaya so rather than putting it some other bank its a safe bet , irrespective of the select beenfit . jst hoping it should be active before june 30 so i can take this quater benefit and again on 1st july lol...
1cr FD in hdfc is losing a lot of money u could have used in gold etf , mutual fund , house and u would have earned more than a silly credit card bro. If u have surplus then it's ok