Recent content by venkat

Had not received a offer other than to Millennia paid when offered new, they gave an option almost every 6 months for LE which I took. Few weeks back emailed CC and they provided LTF Millennia. Will try others after 6 months.

What's the highest credit card limit you have on existing cards and its credit age, and which bank / variant? Self: 11.04L 9 yrs HDFC Millennia.

Received on email ? what is your legend card limit

Since Sep 2013 have received LE from 5 to 7 in 6/20 then to 9 in 1/21 then to 11 in 1/22 It was a pre approved one/ no cibil check to know about other cards I guess. Has FK Axis with 43k and APay with 4.9L

IMO you need to accept it and get card, then request for temporary limit enhancement to buy. HDFC frequently gives 20-25% enhancement it will increase. Me started at 30k now its 11.04L. My spouse with 3k average balance in hdfc rural branch got Regalia 3L LTF card (has car loan from another...

Same here

Do not close your card account, email them and request for upgrade. They might provide or might ask more documents to do so. Was on moneyback card from 9yrs never thought of upgrade as I used to get 500 gift voucher every 3 months based on spends, got other banks cards recently which shifted...

Cibil enquiry done and is it instant or normal process of vkyc apply?

Mail them at customerservices.cards@hdfcbank.com and request for ltf mostly they might convert. Recently got my 9yr old paid Moneyback converted to LTF Millennia (got it shipped)

Have HDFC and can confirm that they wont allow another number.

Hi, Which banks addon credit cards can be set with different phone number to receive OTP... etc, other than card owner contact number on main card.

As far as I know, 100% sure trick is to join SBI. ;)

I once paid the amount after 23 hrs of due date and had no late payment charges. Guess now they have a clearance time of 3 days.

Online directly on their website.

HDFC moneyback with 11.04L limit. Applied with different communication address (aadhar and hdfc had my village address), both address show up in cibil. No verification. Applied 21 may received card on 23 may.