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Recent content by tuhin

  1. tuhin

    Need review on Indian Bank

    J&K bank uses Infosys Finacle not TCS B@NCS, most of the banks in India are using Finacle apart from B@NCS or Flexcube etc. I already mentioned, everything depends on the IT infra. Irony is that most of the PSBs are using older version of Finacle. How can you expect good service from them? PSBs...
  2. tuhin

    Need review on Indian Bank

    TCS provided the CBS, i.e. B@NCs SBI's YONO, based on the same system. Unfortunately, few banks, especially public sector banks (PSBs), are using very inexpensive IT infrastructures, so customers are facing significant trouble. I am sharing one incident with you. A few years ago, I visited a...
  3. tuhin

    Need review on Indian Bank

    What I observed (though I didn't experience it yet), overall digital facilities are better than BOB/UNION/BOI. In my opinion TCS B@NCS based banks like SBI/IDFC/INDIAN BANK are having better digital facilities than Infosys Finacle based banks except ICICI/Axis etc.
  4. tuhin

    Private bank with Zero Balance Account & LTF DC

    Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...
  5. tuhin

    Need review on Indian Bank

    This is Indian Bank https://www.indianbank.in/
  6. tuhin

    Need review on Indian Bank

    Why?? Fyi, this amalgamation quite shocking! Allahabad was a bigger bank than Indian Bank but it amalgamated with smaller bank i.e. Indian Bank
  7. tuhin

    Need review on Indian Bank

    Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...
  8. tuhin

    Need a Joint SB Account

    may I know which variant ?
  9. tuhin

    Need a Joint SB Account

    Any suggestions for Private banks like IDFC?
  10. tuhin

    Need a Joint SB Account

    Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...
  11. tuhin

    Beware of BOB Home Loan

    I didn't record call but yes, email-whatsapp all I do have
  12. tuhin

    Beware of BOB Home Loan

    Complained. I doubt if I shall get any fruitful action.
  13. tuhin

    Beware of BOB Home Loan

    Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...
  14. tuhin

    UPI is failing with HDFC TATA NEU Infinity Card

    A product backed by their Group Consultancy Services, what can you expect more!!! Cheap Service can't become a superior one
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