• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Recent content by theranos

  1. T

    Indusind Delights Debit Card Offer

    some people have already confirmed having 4 cards on exclusive and select acc ....so that's not the case ... second delight card is having a separate customer care as per indusind cc and was busy was unable to connect have requested for a call back and acc to general cc it isn't eligible for any...
  2. T

    Indusind Delights Debit Card Offer

    have exclusive acc with 3 debit cards already exclusive signature/MC world/virtual gold can I take this card and get benifits.and if applicable how to apply as apply now on app doesn't show delight but shows platinum exclusive customer care people and rm doesn't know anything
  3. T

    Best way to redeem 190000 intermiles

    Try for Abu Dhabi via customer care they have fairly valued redemption options or else Amazon voucher
  4. T

    What is Sanctioned Amount and How to Increase it.

    if your credit acc and cibil is below a year don't worry too much once you have ontime repayments it would automatically increase in future...but if 9ld like 5+years it should be a concern but 750+ is still good but you can try to improve in next 6 months to get better credit from banks view
  5. T

    What is Sanctioned Amount and How to Increase it.

    if your credit acc and cibil is below a year don't worry too much once you have ontime repayments it would automatically increase in future...but if 9ld like 5+years it should be a concern but 750+ is still good but you can try to improve in next 6 months to get better credit from banks view
  6. T

    What is Sanctioned Amount and How to Increase it.

    once you use it and the amount is settled ie credited to merchant and shows in statement...it's going to be reported which is usually 3-5 days post transaction...then it would be reported...so you can pay anytime but if it's reported as current balance post bill generated or month end (whenever...
  7. T

    What is Sanctioned Amount and How to Increase it.

    HDFC doesn't report credit limit but highest utilisation ever ...so best is to max out once and then repay it before reporting if possible ....this is a common issue with HDFC ....no other way than this . n sanctioned amount is your max utilisation while current balance is present reported...
  8. T

    RBL Bank Signature+ Debit Card

    lot of things changed post covid it's devaluation was done in late 2020 and no more available while elite acc mab increased etc ....BUT MY reply was to misleading title of BEST DEBIT CARD EVER and that TITLE doesn't belong to rbl signature+card ....
  9. T

    RBL Bank Signature+ Debit Card

    min transaction of 600 in a calendar month to get benifit and capped at 1.25lakh spends/month and 20000 cb /yr nothing more than that but still straight away 1.6 on all transactions no restrictions no milestone no fee payment or amc in fact no voucher game directly credited as cash Bal in acc...
  10. T

    Can i pay taxes using Axis magnus and Vistra and get RP?

    use it prestige redemption to make premier miles point 1=1.8 so 0.8%benifit but still reserve beats it if you're looking at fee of 60k + it's totally worth it as you get points for fee paid +reward rate moves to late single digits for 40 lakhs it's really worth the fee ileven if used and...
  11. T

    The best way to buy a refrigerator

    self help is the best help you can do to yourself dont ask such unrelated and subjective questions....you may up your ante by asking need to buy white goods worth 40k on Amazon/Flipkart/croma etc which card gives better return via gift card or rewards portal ... etc would elicit a usable...
  12. T

    RBL Bank Signature+ Debit Card

    misleading title not the best debit card ever as DCB CASHBACK card with elite account WAS THE BEST DEBIT CARD EVER as it used to give 1.6% CASHBACK ON ALL TRANSACTIONS and in 25k amb savings ACC with ZERO CARD CHARGES ....no need to spend or pay fee still 1.6% BUT AT PRESENT this may be BEST NOT...
  13. T

    Can i pay taxes using Axis magnus and Vistra and get RP?

    even axis burgundy private gives good returns....if paying 40lakh in advance tax you nrv should get you these cards atleast
  14. T

    Can i pay taxes using Axis magnus and Vistra and get RP?

    if you have axis reserve then it's best for above magnus spends or get hold of Centurion or Citi primier miles and prestige combo
  15. T

    I missed my emi by few hours (7-8)...will my credit score decrease or will i get charged late payments fees?

    if 15th was your due date and have paid directly via their app or portal and is successful no need to worry about bureau reporting as it's done and they're by law liable to rectify even if it was reported and by paying it on same day you're in good stand on their books as a customer.... kindly...
Top