some people have already confirmed having 4 cards on exclusive and select acc ....so that's not the case ... second delight card is having a separate customer care as per indusind cc and was busy was unable to connect have requested for a call back and acc to general cc it isn't eligible for any...
have exclusive acc with 3 debit cards already exclusive signature/MC world/virtual gold can I take this card and get benifits.and if applicable how to apply as apply now on app doesn't show delight but shows platinum exclusive
customer care people and rm doesn't know anything
if your credit acc and cibil is below a year don't worry too much once you have ontime repayments it would automatically increase in future...but if 9ld like 5+years it should be a concern but 750+ is still good but you can try to improve in next 6 months to get better credit from banks view
if your credit acc and cibil is below a year don't worry too much once you have ontime repayments it would automatically increase in future...but if 9ld like 5+years it should be a concern but 750+ is still good but you can try to improve in next 6 months to get better credit from banks view
once you use it and the amount is settled ie credited to merchant and shows in statement...it's going to be reported which is usually 3-5 days post transaction...then it would be reported...so you can pay anytime
but if it's reported as current balance post bill generated or month end (whenever...
HDFC doesn't report credit limit but highest utilisation ever ...so best is to max out once and then repay it before reporting if possible ....this is a common issue with HDFC ....no other way than this . n
sanctioned amount is your max utilisation while current balance is present reported...
lot of things changed post covid it's devaluation was done in late 2020 and no more available while elite acc mab increased etc ....BUT MY reply was to misleading title of BEST DEBIT CARD EVER and that TITLE doesn't belong to rbl signature+card ....
min transaction of 600 in a calendar month to get benifit and capped at 1.25lakh spends/month and 20000 cb /yr
nothing more than that but still straight away 1.6 on all transactions no restrictions no milestone no fee payment or amc
in fact no voucher game directly credited as cash Bal in acc...
use it prestige redemption to make premier miles point 1=1.8 so 0.8%benifit but still reserve beats it
if you're looking at fee of 60k + it's totally worth it as you get points for fee paid +reward rate moves to late single digits for 40 lakhs it's really worth the fee ileven if used and...
self help is the best help you can do to yourself dont ask such unrelated and subjective questions....you may up your ante by asking need to buy white goods worth 40k on Amazon/Flipkart/croma etc which card gives better return via gift card or rewards portal ... etc would elicit a usable...
misleading title not the best debit card ever as DCB CASHBACK card with elite account WAS THE BEST DEBIT CARD EVER as it used to give 1.6% CASHBACK ON ALL TRANSACTIONS and in 25k amb savings ACC with ZERO CARD CHARGES ....no need to spend or pay fee still 1.6% BUT AT PRESENT this may be BEST NOT...
if 15th was your due date and have paid directly via their app or portal and is successful no need to worry about bureau reporting as it's done and they're by law liable to rectify even if it was reported and by paying it on same day you're in good stand on their books as a customer....
kindly...