What is the value of BOB Eterna reward points? I am not seeing any redemption or transfer options other than statement credit at 0.25 each in the app. Is there no other use for them? How to redeem? Thanks!
With that level of spend just keep the card. No point in nickel and diming retention offers or comparing with others. You most likely value the card for other benefits and not just rewards and returns.
I was offered 30k taj/40k MR with 35L spends. YMMV. Now that they're not accepting new applications maybe you will get a better offer.
Amex does have a soft limit. As will EPM per tx. Both are adjusted based on spending history/speaking to CS.
Amex lounges are very few and hotel status...
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Unfortunately, this is a futile process. Bookings via hera for Accor properties are meant to be revenue bookings paid for with cash/card. Payment via points may be allowed at the hotel/front desk personnel's discretion and may vary from case to case. This is why you may have read of incidents...
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Yes, rates have reduced now. It was 5% until recently across most savings products. Ex: Webull or cap one 360 savings. Or use a cash like etf to get higher returns with liquidity.
Way too much hassle and most banks are not keen on this unless you have significant amounts to deposit due to regulations. Also, the interest rates offered by banks I had evaluated were very poor.
I keep usd in my us bank accounts and brokerage accounts. 5% APY until recently.
Seems like this never took off? Is this still active? I wanted to share a link for people to get quotes easily for those who may not have any advisor contacts.