Hee hee. No FOMO card for me :P But one day, the centurion for sure, just for the sake of having it. Got a few kind souls whom I hadn't had to pay anything to take my referral, but still, they took it and got points with it. It's extremely lucky of me :)
And yes, those were the real golden...
Not sharing the reward balance as I don't want to. But the cards I used were AMEX Platinum Travel, AMEX Gold Charge for MR points to be transferred from AMEX > Marriott> United. I earned a good amount of points through referrals as well. For Accor, the points were from Reserve and Magnus...
You can do Marriott to VA at 3:1, if you want to use Axis. HDFC also have got Marriott. Per 60k pts you’ll get 5k pts extra. So that 25k VA pts for each 60k MB pts.