I am not a BOB customer. I did not apply for a credit card through an agent. I applied for a credit card online. There was no physical verification. The credit card was approved successfully. It is solely up to the BOB credit card approval officer what he wants?
2 years ago I called SBI Credit Card Customer Care with a similar issue. They said that EMI on full amount is always possible but EMI on partial amount is not possible. I also emailed them but they gave me the same reply. If you don't want to pay high interest rate then you should pay in full.
It seems like a credit card fair has taken place in India. Every month, banks or companies tie up with each other to come up with different types of cards. Earlier, everyone used to have 4-5 types of cards and everything was fine with them. Now, due to the increasing misuse of credit cards...
This kind of problem happened to my friend. He did not receive any SMS or email from the bank regarding card rejection or approval.I called customer care about this problem and they always said to wait.
I was thinking of opening an account in RBL. Moreover, there is no physical bank nearby. If such a situation arises, it will be difficult to resolve the problem.
Since the data breach of a reputable company came to light, I've stopped saving card numbers online. I know it's annoying to have to give out your card number over and over again, but it's still a bit safer.
There will be profit only if the ticket is booked directly from IRCTC. Booking using the HDFC SmartBuy platform will not yield much benefit (the additional 5% cashback has now been reduced to 1%).
Good initiative. But I think it's better not to store the card number anywhere else. Nowadays, digital card numbers can be seen in the maximum application. Please don't mind, this is my personal opinion. @althafvly
This offer is only applicable to paid cards and not to LTF cards. Now you will say that this offer is shown in the reward option.I already have the LTF Privilege VISA variant available.