Recent content by sn1perdj

I opened Zero Bal account in Indusind bank back in December. I don’t maintain any kind of balance but I’ve transactions on an average of 50-70k each month. Which is paid to merchant, paid towards bills or UPI at local shops. I’ve received a pre approved personal loan offer worth 3L since start...

Okay… so taking a card against 1L fd will be of any use. I was thinking about using it for a while and then apply other banks cards using the C2C method.

It should be atleast 7-8 years and i tried to apply through their app but it was asking for income proof which I don’t have.

Currently i own kotak’s league unsecured card with limit 37k and oneCard secured with 2k fd. Right now, i am thinking about making a FD in ICICI Bank to get their secured card with limit of 1L I mainly targeting AmazonPay card to get in a year through the secured card. Will it be a help in...

As per my knowledge i dont have any plugins installed related to ad block or such. But i have plenty which help in my job. So be it in safer side i will apply using edge or chrome in guest mode.

In both cases i have used iPhone’s safari browser. From the next onwards i will be using pc’s firefox only as I don’t have anything installed there. And in cibil I’ve tried to dispute it, I don’t think they’ll received it. I’ve complained to IDFC as their enquiry has came. Let’s see if they’re...

I tried to apply for a credit card of Bank Of Baroda. Everything was going good. Card was shown will limits and i had all the documents which has to bo submitted. But in the end, where it asked me to upload the documents, which i did as asked. But when I clicked on submit it buffered, I...

Yes i feel the same, i specifically think that due to that heavy transaction i did in those 6-7 months. I must came in their any grey list or something. I had all the details, which i have even now about those transactions i did every ₹ details i have since it all came from the production...

I don’t really have any preference, i am not getting it for any reward points. I am thinking about getting cards like HDFC, SBI and 1-2 more whose offers come on amazon and other, so i can save some at the time of checkout. Or just for EMIs.

I don’t have stable income of my own, so can’t open these sallery accounts. No problem with the account closure of getting the calls from CS executives. My aunt and uncle has account in HDFC and I’ve their email login in my phone. Their account has a pretty heavy usage about 4-5L transactions...

I am little embarrassed when they ask for ITR or payslip. I have none to give. Let my current kotak card get 6 months old, so i can use it for card to card application process. Right now just looking for a way to get another pre approved card.

It’s the Kotak League Platinum card LTF unsecured with 37k limit. And my CIBIL account is 5 years old with great history of repayments.

I work as freelance web developer, so no I cannot submit the ITR or any payslip. (Not stable income) My mom is in govt job, and when her sallery comes. Then she transfer all ₹₹ into my account for monthly spending’s & investments. So yes it’s somewhat stable inflow of cash into my account. And...

Great man thanks, i ll keep it in my mind.

Hello Everyone, I opened kotak 811 account back in June in a hope of getting a per approved credit card. Which i did get at start of this month. Now what? I want to open another bank account in order to get my next card. Which one to choose HDFC or Axis, which has the higher chance of giving...