I'm using IDFC savings account ( select) for 4 years. Good service. Using DC almost 3L for 2.2% CB every month. No account freezing issue.
I would suggest you go online.
If you want unwanted calls from branch (fund, insurance, sip) then go offline if don't then go online.
I have SBI savings and current account.
Then which rupay select or platinum varient DC will I get??
Please told the code
Rupay Select platform has two cards from SBI:
1. Rhodium
2. Platinum