I got a card with 71k limit without any income proof. But within 6 months it got increased to 146k. So I guess you can wait 6-8 months then decide. Usually if you use the card RBL offers limit increase.
Mujhe pata hi tha bandh kar denge kabhi na kabhi. Kyuki kaafi log aise hi LTF card utha rahe the on basis of Apay card. Aur sabko uske baad Coral Rupay bhi mil raha tha in app pre approved. Isiliye last month Apay jis din approve hua usi din maine Twitter pe dalke Platinum le liya. Aur one week...
It worked for hundreds of people many in this same post. You have to call them and ask for retention team. There you can ask for offer and if they deny then say you will continue the card. Through in app request there is always a chance where they close it without calling.
Bhai just write you want instant platinum on the basis of apay card. No need to say anything else. Rupay to vaise bhi milne hi waala hai through in app pre-approved offer. Sabko mila hai. They will call within a week now.
Mera jab Apay approve hua tha uske next day pe hi Twitter pe msg kar diya tha. Unka call aayega address confirm karne sirf. Aur ye sab hone ke one week baad coral rupay bhi mil gaya pre-approved in app.