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rakee15's latest activity
R
rakee15
reacted to
s1t2y3a3m6's post
in the thread
Credit card applications are rejected, Did any one faced issue like this ?
with
Like
.
Yes you are in right path. Also you can consider to close shared limit cards or cards that has no benefit to you.
Apr 12, 2024
R
rakee15
posted the thread
Credit card applications are rejected, Did any one faced issue like this ?
in
Credit Card - General
.
Hi All, "I have been using credit cards for over 10 years, and currently, I have 10 in my possession. My salary is 12 lakh per annum...
Apr 12, 2024
R
rakee15
reacted to
deep@vie's post
in the thread
Decline Reason - High debt repayments than monthly income. What does it mean?
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Like
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I guess they just consider used limit & any other debt/EMIs reflecting on CIBIL. You can give a particular %age or net salary e g.50% as...
Feb 20, 2024
R
rakee15
reacted to
sidp's post
in the thread
Decline Reason - High debt repayments than monthly income. What does it mean?
with
Like
.
In risk management debt and exposure are different. 20L is exposure not debt. Every issuer and for every type of loan there are...
Feb 20, 2024
R
rakee15
replied to the thread
Decline Reason - High debt repayments than monthly income. What does it mean?
.
I have a query now, Let us say my salary is around 1 Lakh per month and I have credit cards with combined limit of 20 Lakhs. If, I want...
Feb 20, 2024
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