Recent content by Pravnz

ID : grievance.redressalcc@hdfcbank.com

I had Regalia FIRST (stripped down version of Regalia) as an LTF card (salary account) for a long time. Got upgrade offer to Millennia last year, but as an FYF. Reached out to customer care and requested for LTF as I was already holding Regalia FIRST as LTF card, They happily obliged and now I...

Not getting reward points...! Commoners: complaint to cc, fed up and leave it TFians: Fight till it reaches RBI Ombudsman This guy: Hold my card...!

There will be a Cibil hit unless it is a pre-approved card (usually received in email or can show in netbanking page). Take any Rupay CC

1. AU, IDFC, Kotak and PNB...easy to get and mostly LTF 2. Wait atleast 6 months for an upgrade

Same day?? If so, try it on the next day

Not necessarily....Seen several posts about DCB/Infinia being denied even for Imperia account holders First check in the CC application portal, it gives options of various cards based on your income, Cibil and other criteria. If the options does not include the card you are looking for then the...

Oops, yes, Edited the post

I got Wealth CC in Nov'22 and have been receiving the zero MAB messages for the past 2 months, finally opened the account couple of weeks ago. Surprisingly, there weren't many transactions in my CC, have rarely used it and zero transactions in the past few months

Offer is non-transferable. One way I know (from personal experience) is to get an IDFC CC (usually LTF) and after few months you will get the offer

I have opened the account at the same time. Have you got 2K RP for activating your debit card? I have got the email about it, so, activated the card and did multiple transactions but haven't received a single RP so far

It is just a verbal play. According to their website, the so called "Expense card" will help small business owners and freelancers to manage "BUSINESS" expenses better. Check the FAQ's in their landing page. Please do add if you think there is some other explanation to this

Haven't seen any info specifying exclusion for this scenario, I believe it might be case-to-case basis Yes. Paytm is hit and miss, sometimes you'll get and sometimes you don't, it depends on the MCC code of the transaction which you cannot find out without the completion and settlement of the...

Any excessive spends on regular cards might attract unwanted attention from CC providers and can even result in blocking of the card (happened to several users here) as these providers specifically mention in t&c's that the regular cards are not meant for business purposes. Business CC's gives...

Nope, haven't got a single RP for any transactions, not even the conditional joining bonus RP