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Recent content by papapancho

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    Help needed for late payment did for my hdfc card

    Hey, just want to confirm this, so If say the due date was 21st november and I made the payment on 22nd november, (it comes under 3-day grace period) I won't be reported to the credit bureaus? and another question which I want to confirm is will I be charged any late payment fees? since it is a...
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    PNB Credit cards experience | Application process and time

    Update: I've been using the PNB Rupay Platinum CC for 2 months now and my second statement got generated yesterday only. While going through the statement I realised I've been getting 10% cash back on the transactions that I've done from UPI. Even for the transaction of 55rs I got 5.5rs cashback...
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    PNB Credit cards experience | Application process and time

    I received a message saying my application is lying discrepant, so I contacted the customer care on call and they asked me to send the documents. Even if I wouldn't have contacted them I still would've received the mail asking for the same (because I did received the same).
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    PNB Credit cards experience | Application process and time

    The provisional credit limit was 98000 or 96000. Not very sure but it was definitely either one of them. They provided me with a 50k Limit. I'm not sure why they did that but I'm alright with it. It is the very first credit card in my dad's name. He hasn't taken any loan of any amount or any...
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    PNB Credit cards experience | Application process and time

    Update: Guys I've finally received my PNB Rupay Platinum CC. tbvh I'm impressed with the service considering the experience some people had to go through and waiting for ~3 months. When compared to that I received my card on 1st November for which I applied on 5th October during which there was...
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    PNB Credit cards experience | Application process and time

    Bro just send them a detailed mail stating the date on which you applied for it, what all documents have you provided them and ask them if any document is required then you'll provide it at the earliest. Be very detailed. Send it on creditcardpnb2@pnb.co.in and add ccpc@pnb.co.in and...
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    PNB Credit cards experience | Application process and time

    I don't have any information regarding that. They've said I shall receive it in next 5 days. Let's see.
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    PNB Credit cards experience | Application process and time

    Update: Did a rant here yesterday and today got a message saying my card has been approved. Yayy! Should’ve done it earlier Ig 😂 Also no vKYC was done/needed. I think they have started approving all applications together that’s why a lot of applications got approved at once (in a matter of few...
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    PNB Credit cards experience | Application process and time

    How are you guys able to complete vKYC I'm surprised. I have sent them a mail with the documents (ITR ackn.) received acknowledgement of the same from them. But whenever I try to go to do vKYC it says "Entered UARN not present". The same UARN which I use to check my Application Status on PNB...
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    PNB Credit cards experience | Application process and time

    I also thought I should send signed copies but I had already scanned them so I didn’t bother to scan it again, I just sent them the ITR Acknowledgement Page of last two years scanned as jpeg. most of the people here have sent it as pdf. If they’ll require it again I’ll send them the signed ones...
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    Opening new Indusind account through Third Party Cheque

    You don’t need to be worried, but you need to ask the folks at indusind to expedite the process. As long as you’ve cut the cheque in your mother’s name you are alright!
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    PNB Credit cards experience | Application process and time

    did you scan all the pages of the ITR as in the whole ITR form or just the ITR Acknowledgement? Asking because my ITR form is like 113 pages or so.
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    PNB Credit cards experience | Application process and time

    Okay. Well ITR Acknowledgement does contain my Net Total Income but that is quite less lol. The whole ITR Form (100 pages) has the whole Gross Income and all the deductions and expenses but the acknowledgement which I have submitted only has the Net Total Income. Let's see what happens. If they...
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    PNB Credit cards experience | Application process and time

    Yes sir, actually more than 100 pages. I just checked. This for AY 2022-23 For previous year it was 68 or so.
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    PNB Credit cards experience | Application process and time

    Hi people I saw you all trying very hard for pnb cards and I have to say I am also in the same boat as some of you. Applied for PNB Rupay Platinum on 4th or 5th of October. Today (i.e. 12th October) I received a message saying my application was lying discrepant. Contacted customer care- within...
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