Recent content by nirmalya

I think it might take around 50-60 days. I completed transactions worth Rs. 10k in Jan and received the voucher in Mar. You will get the same offer for add-on cards also.

HSBC is generous indeed. Previously, around 2018, when I started to apply credit card, HSBC guys used to come near my office for offline applications and they used to provide headphones, bluetooth speakers, VR headset and Amazon vouchers for applications and referrals. We hardly cared about the...

Same thing happened with me, also I was supposed to get Swiggy One voucher for SimplyClick add-on card which I applied last year Dec. I still did not receive it. Reached out to Nodal officer and PNO, they are just closing my SR and not responding over email. Also, all the spends on my previous...

In Freecharge, I am not able to add my liberty a/c, my other axis a/c is getting added. In park plus, I am not able to add credit card it is showing something went wrong. Are the cc bill payments done via UPI in Cheq/Amazon Pay/Paytm/Phone Pe/Gpay not eligible? What other options we have? What...

This is a real problem with SBI add-on card process. Everytime you request for a new add-on card, both primary and existing add-on card numbers will get changed. Last year I applied during Swiggy one offer in Dec and did a transaction within 45 days with the add-on card but yet to receive the...

RBI should take strict actions against banks for such data breaches. In India, there is a strong need of data protection laws to protect consumer data.

Is bill payment via Cheq Upi or netbanking still being considered for quarterly voucher?

Can anyone confirm if you have received 2% cashback for insurance payment?

Has anyone done any transaction in More Supermarket/Hypermart in-store and/or through app? Did you get 10% cashback?

So, is there is any better alternative for offline spending instead of Ace? I was using this card for offline spending mostly. Tata Neu Infinity gives 1.5%, but sadly rupay card still has a problem of acceptance in some POS machines.

Well, they can introduce min. spend based criteria for Swiggy/Zomato/Bigbasket like min transaction of Rs. 1000/3000 to avail the offer. I think they did that for Select. Or else can reduce the cashback amount, remove some partners or remove this benefit entirely etc. so many options. The way...

Yes bro, free lounge access is gone for all cards except for Burgundy Private, Atlas and Reserve cards.

Just wait, this is the first devaluation of this card. I am pretty sure it will be under the AXE of multiple devaluations in the near future like ACE.

True, that's why it is happening in the next FY i.e. from 20th April onwards.

Yes, in terms of devaluation wave Axis started first. But as of now it still offers complimentary Lounge Access in its entry level cards which may end soon.